Latitude Personal Loan

Let’s face it, money can make better things happen. Our personal loan can help you spruce up your house, consolidate your debts or fly away on the holiday of a lifetime.

Apply in less than 10 minutes

Rates

Secured from
12.99
%
p.a.
^
to
28.99
%
p.a.
^
Comparison rate
14.20
%
p.a.
*
to
30.13
%
p.a.
*
Unsecured from
13.99
%
p.a.
^
to
29.99
%
p.a.
^
Comparison rate
15.19
%
p.a.
*
to
31.13
%
p.a.
*

Fees & charges


Establishment Fee$140 loans under $4,000
$250 loans over $4,000

Loan Service Fee$13 per month
Australia Post Payment Handling Fee$1.50
Payment Handling Fee$1.50

Late Payment Fee:$35 In the event that you can’t make the minimum repayment by your agreed due date

Early Termination Fee:$300 within the first half of your loan term
$0 within the second half of your loan term

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Calculate your repayments

Use our loan calculator to work out your approximate repayments before you apply for a personal loan.

About the loan


Fixed RateFor the life of the loan
Loan amountsFrom $3,000

RepaymentsWeekly, fortnightly, monthly

WhenChoose the day of the week your
repayments are deducted

Loan terms2 to 7 years
Loan typesSecured and unsecured

Other benefitsOptional loan protection insurance
Unlimited free disbursement
Extra repayments accepted

Eligibility

You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Be able to demonstrate a good credit history for the last 5 years
  • Be free from bankruptcy for the last 7 years

How to apply

1
Apply online and receive a response in 60 seconds.
2
Document
Provide required documents, such as your payslips and identification documents.
3
Fuss free claims
Accept and return your loan contract online.
4
Obtain funds within 24 hours of us receiving your online acceptance.

Frequently Asked Questions

What can I use my loan for?
Application and approval
Fees, charges and interest
InformationImportant informationRight arrow

^Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Latitude Low Rate Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a. and is available as a secured or unsecured loan.

Latitude Personal Loan rates range from 12.99% p.a. to 28.99% p.a. for secured loans (comparison rates 14.20% p.a. to 30.13% p.a.) and 13.99% p.a. to 29.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 31.13% p.a.).

Latitude Car and Motor Loan rates range from 6.99% p.a. to 14.99% p.a. (comparison rates 8.10% p.a. to 16.06% p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.