Latitude Personal Loan

Let’s face it, money can make better things happen. Our personal loan can help you spruce up your house, consolidate your debts or fly away on the holiday of a lifetime.

Apply in less than 10 minutes

Rates

Secured from12.99%p.a.^Comparison rate14.20%p.a.*

Secured loans from 12.99%^ to 28.99%^ p.a. (14.20%* to 30.13%* p.a. comparison rate)

Unsecured loans from 13.99%^ to 29.99%^ p.a. (15.19%* to 31.13%* p.a. comparison rate)

Fees & charges

Establishment fee$140 loans under $4,000
$250 loans over $4,000

Loan service fee$13 per month
Australia Post payment handling fee$1.50
Payment handling fee$1.50

Late payment fee:$35 in the event that you can’t make the minimum repayment by your agreed due date

Early termination fee:$300 within the first half of your loan term
$0 within the second half of your loan term

Calculate your repayments

Use our loan calculator to work out your approximate repayments before you apply for a personal loan.

About the loan

Fixed RateFor the life of the loan
Loan amountsFrom $3,000

RepaymentsWeekly, fortnightly, monthly

WhenChoose the day of the week your
repayments are deducted

Loan terms2 to 7 years
Loan typesSecured and unsecured

Other benefitsOptional loan protection insurance
Unlimited free disbursement
Extra repayments accepted

Eligibility

You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Be able to demonstrate a good credit history for the last 5 years
  • Be free from bankruptcy for the last 7 years

How to apply

1
Apply online and receive a response in 60 seconds.
2
Provide required documents, such as your payslips and identification documents.
3
Accept and return your loan contract online.
4
Obtain funds within 24 hours of us receiving your online acceptance.

Frequently Asked Questions

What can I use my loan for?
Application and approval
Fees, charges and interest
Important information

^ Approved customers only.  Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. Excellent credit rating as determined by Equifax.

* Comparison rate for the above product is based on an unsecured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 12.99% p.a. (14.20% p.a. comparison rate), would equate to a total amount payable of $42, 068 (including a $250 establishment fee and $13 monthly loan servicing fees).

The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term.

Fees and charges are payable and the calculations do not take these into account.