Caravan Loan
You can do better. Start your caravan adventure now with a personalised interest rate that suits you. Apply today and we’ll call with your tailored rate.
than 10 minutes
Rates
Fees & charges
| Establishment fee | $295 |
| Loan service fee | $10 per month |
| Australia Post payment handling fee | $1.50 |
| BPAY® payment handling fee | $0.50 |
| Late payment fee | $40 in the event that you can’t make the minimum repayment by your agreed due date |
| Early termination fee | Up to $750 is payable if you pay the loan out. See how this can change over time |
Consumer and commercial loans available from 6.99%^ to 14.99%^ p.a. (8.10%* to 16.06%* p.a. comparison rate)
Calculate your repayments
Use our handy caravan loan calculator to determine what your repayments may be on your new caravan.
Loan details
Caravan loans from $5,000
| Fixed rate | For the life of the loan |
| Loan amounts | From $5,000 |
| Repayments | Weekly, fortnightly or monthly |
| When | Choose the day of the week your repayments are deducted |
| Loan terms | 1 - 7 years when purchased from a dealer |
| 1 - 7 years for private sale purchases |
| Other benefits | Caravans up to 7 years of age |
| Extra repayments accepted1 |
Month off
Got a month with high expenses like rego, insurance or holidays? Pay a little extra each month, then take one month off from your repayments. You can even choose which month you want to take off.
Balloon payments
Reduce your regular repayments, and opt to make a once off lump sum payment at the end of your loan, up to 30% of the vehicle value.
How to apply
- Check your eligibility and complete your application in under 10 minutes
- You'll receive a response in 90 seconds. Provide any required documents such as payslips and identification
- Return your signed contract to us online
- Within 24 hours of us receiving your signed contract, we pay and you drive away.
Eligibility
You must:
- Be 18 years or over
- Be a permanent Australian resident
- Be currently employed
- Be able to demonstrate a good credit history for the last 5 years
- Be free from bankruptcy for the last 7 years
Frequently Asked Questions
About my loan
Application and approval
Fees, charges and interest
Important information
^Approved customers only. Terms, conditions, fees and charges apply for Latitude Low Rate Personal Loan and Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.
Latitude Low Rate Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a. and is available as a secured or unsecured loan.
Latitude Personal Loan rates range from 12.99% p.a. to 28.99% p.a. for secured loans (comparison rates 14.20% p.a. to 30.13% p.a.) and 13.99% p.a. to 29.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 31.13% p.a.).
Latitude Car and Motor Loan rates range from 6.99% p.a. to 14.99% p.a. (comparison rates 8.10% p.a. to 16.06% p.a.) and is available as a secured loan.
*The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.