Car Loan
Repayment Calculator

Use our handy calculator to figure out what your vehicle repayments might look like.

Calculate your repayments


At an interest rate of 7.49% .p.a.^

  • For vehicles less than 3 years old
  • Be a homeowner or mortgage holder
  • Be employed full time with the same employer for at least 18 months
  • For all other vehicle loans

And pay it over 5 years

Your estimated monthly repayment
including all fees and charges
Total interest paid
Total amount paid

This includes establishment and monthly account keeping fees.
See all Fees & charges for this product.

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How to apply

  1. Check your interest rate online in 3 minutes without impacting your credit score.
  2. Apply online and receive a response in 60 seconds.
  3. Provide required documents, such as your payslips and identification documents.
  4. Accept and return your loan contract online.
  5. Obtain funds within 24-48 hours of us receiving your online acceptance.

Calculators and tools


See where your money is going and how to save more

Personal loan
repayment calculator

What will my repayments be?

Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.

Loan terms range from 2-7 years.

Latitude Personal Loan rates range from 7.99% p.a. to 25.99% p.a. for secured loans (comparison rates 9.31% p.a. to 27.22% p.a.) and 8.99% p.a. to 26.99% p.a. for unsecured loans (comparison rates 10.30% p.a. to 28.22% p.a.).

Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 7.49% p.a. and 12.99% p.a. (comparison rates 8.74% p.a. and 14.22% p.a.) and is available as a secured loan.

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.28% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $299 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however an early termination fee may apply if the loan is repaid within the first half of your loan term.

2 Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.