Pay it faster and save interest

At Latitude, we give you the flexibility to repay your loan as quickly as possible - so you can save on interest1

What do you need a loan for?

Looking for a new
car loan?

Secured from
6.99
%
p.a.
^
to
14.99
%
p.a.
^
Comparison rate
8.10
%
p.a.
*
to
16.06
%
p.a.
*

Want a better way to get from A to B, better comfort or better kerb appeal? Get into gear with a Latitude Car Loan. We can also help with motorbikes, caravans, jet skis and more.

  • Secured loan amounts from $5,000 ($3,000 for motorbikes)
  • Consumer and commercial loan terms available from 1 - 7 years
  • Interest rates from 6.99%^ to 14.99%^ p.a.
    (8.10%* to 16.06%* p.a. comparison rate)
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments

Or call us to speak to one
of our betterers on 13 10 24.

Car Insurance

Get 15% off your policy when you apply online. Better is always worth protecting. That’s why we’ve got a range of great covers to match your needs and budget.

I need to manage my finances

Consolidate your debts into one easy to manage personal loan.

Fixed rate (Secured & Unsecured)
10.99
%
p.a.
^
Comparison rate
12.21
%
p.a.
*
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Secured from
12.99
%
p.a.
^
to
28.99
%
p.a.
^
Comparison rate
14.20
%
p.a.
*
to
30.13
%
p.a.
*
Unsecured from
13.99
%
p.a.
^
to
29.99
%
p.a.
^
Comparison rate
15.19
%
p.a.
*
to
31.13
%
p.a.
*
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term

I want to renovate

Longing to turn your house into your home? Shocked by the price of your sparky?

Fixed rate (Secured & Unsecured)
10.99
%
p.a.
^
Comparison rate
12.21
%
p.a.
*
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Secured from
12.99
%
p.a.
^
to
28.99
%
p.a.
^
Comparison rate
14.20
%
p.a.
*
to
30.13
%
p.a.
*
Unsecured from
13.99
%
p.a.
^
to
29.99
%
p.a.
^
Comparison rate
15.19
%
p.a.
*
to
31.13
%
p.a.
*
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term

I need to get away

You've saved up your leave so why wait? Jet off to where you'd rather be today.

Fixed rate (Secured & Unsecured)
10.99
%
p.a.
^
Comparison rate
12.21
%
p.a.
*
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Secured from
12.99
%
p.a.
^
to
28.99
%
p.a.
^
Comparison rate
14.20
%
p.a.
*
to
30.13
%
p.a.
*
Unsecured from
13.99
%
p.a.
^
to
29.99
%
p.a.
^
Comparison rate
15.19
%
p.a.
*
to
31.13
%
p.a.
*
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term

I want to make things happen

Looking to finance something special? Want a better big day, a bigger better boat or braces for the kids? Make better happen sooner with a Latitude Personal Loan.

Fixed rate (Secured & Unsecured)
10.99
%
p.a.
^
Comparison rate
12.21
%
p.a.
*
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Secured from
12.99
%
p.a.
^
to
28.99
%
p.a.
^
Comparison rate
14.20
%
p.a.
*
to
30.13
%
p.a.
*
Unsecured from
13.99
%
p.a.
^
to
29.99
%
p.a.
^
Comparison rate
15.19
%
p.a.
*
to
31.13
%
p.a.
*
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term

Calculate your finances

Personal loan repayments

Use our loan calculator to work out your approximate repayments before you apply for a personal loan.

Car loan repayments

Use our handy calculator to determine what your repayments may be on that new car, motorbike or boat.

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Why Latitude?

  • Apply for your loan online
  • Fixed interest rates
  • Tailored to your needs
  • Flexible repayments

How to apply

Important information

^Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Latitude Low Rate Personal Loan interest rate is 10.99%p.a. with a comparison rate of 12.21%p.a. and is available as a secured or unsecured loan.

Latitude Personal Loan rates range from 12.99%p.a. to 28.99%p.a. for secured loans (comparison rates 14.20%p.a. to 30.13%p.a.) and 13.99%p.a. to 29.99%p.a. for unsecured loans (comparison rates 15.19%p.a. to 31.13%p.a.).

Latitude Car and Motor Loan rates range from 6.99%p.a. to 14.99%p.a. (comparison rates 8.10%p.a. to 16.06%p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.