Why partner with Latitude?
We hear you, big-time. You want easy. Let’s start with easy application, rapid response, flexible repayments, and oh-so-simple account monitoring. Online and on your mobile.
See all the interest rates and fees up front. No tricky finance talk. Just clear and open, always.
We’re all different, so it makes sense to assess applications individually. That’s why we tailor our rates based on your circumstances.
Let’s work together
We get it. Borrowing money is a big deal for everyone so we’re here as your money-partners, finding the best way to make it happen. And when life changes, we’ll help work it out together.
Ready, Set, Tap.
Instant Cardless Payment
Start shopping from your phone in minutes, with your new Latitude credit card. Waiting for your card to arrive in the mail is a thing of the past, you can start tapping once you're approved with a few simple set up steps.
What’s important to you?
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.
†Excellent Credit Rating is as determined by Equifax.
Loan terms range from 1-7 years.
Latitude Personal Loan rates range from 6.99% p.a. to 18.99% p.a. for secured loans (comparison rates 8.25% p.a. to 20.16% p.a.) and 7.99% p.a. to 19.99% p.a. for unsecured loans (comparison rates 9.24% p.a. to 21.16% p.a.).
Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.
1 You can make additional payments at any time, however an early termination fee may apply if the loan is repaid within the first half of your loan term.
2 Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.