Why partner with Latitude?
We hear you, big-time. You want easy. Let’s start with easy application, rapid response, flexible repayments, and oh-so-simple account monitoring. Online and on your mobile.
See all the interest rates and fees up front. No tricky finance talk. Just clear and open, always.
We’re all different, so it makes sense to assess applications individually. That’s why we tailor our rates based on your circumstances.
Let’s work together
We get it. Borrowing money is a big deal for everyone so we’re here as your money-partners, finding the best way to make it happen. And when life changes, we’ll help work it out together.
What’s important to you?
Take a new TV home today. Interest Free*.
Get a 50 months Interest Free payment plan when you spend $1,000 or more with your participating Latitude credit card at JB Hi-Fi –in-store and online.
*Monthly fee and T&Cs apply. Minimum spend $1,000. Equal monthly payments required. Offer ends 27/9/23. Available from Latitude on participating credit cards. New customers must apply and be approved. Excludes Apple products, Miele & Asko agency sales, gift cards & phone plans.
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.
Loan terms range from 2-7 years.
Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.83% p.a.).
Latitude Fixed Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.83% p.a.).
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.40% p.a. comparison rate), would equate to a total amount payable of $45,418 (including a $395 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.
Credit and lending criteria apply to this credit card. Refer to product Conditions of Use for more information.
Interest free payment plans may vary depending on the promotional type, interest free promotional term and promotion conditions. T&C’s, fees, charges, and product exclusions apply. Amount payable will be shown on your monthly statement.
Interest free terms may vary at participating retailer. Refer to retailer or Latitude websites for more information.
Interest and payments are payable after the interest free period expires if you do not adhere to conditions of the interest free plan. At the end of the plan, interest will be charged at 26.99% p.a. (subject to change) to any remaining balance on the expiry of the interest free term. Monthly account service fee $9.95 (subject to change) applies. Interest may also apply to other credit card transactions, or if you do not comply with the T&C’s. The Conditions of Use (as applicable) specify all other conditions for this offer. Also available on other participating Latitude Credit Cards. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.