Let’s

help you find a way

Life’s great when you can make things happen. At Latitude, our attitude is to be responsible, fast and always ready to help. So, what are you looking for today?

Nothing to pay for the first 3 months

Available for new personal loan customers borrowing $20K or more to consolidate debts.

Why partner with Latitude?

Easy

We hear you, big-time. You want easy. Let’s start with easy application, rapid response, flexible repayments, and oh-so-simple account monitoring. Online and on your mobile.

Ready, Set, Tap.
Instant Cardless Payment

Start shopping from your phone in minutes, with your new Latitude credit card. Waiting for your card to arrive in the mail is a thing of the past, you can start tapping once you're approved with a few simple set up steps.

What’s important to you?

Buying that new car

Better comfort, better kerb appeal. Discover our car loans

Latitude Pay
Shop now.
10 weekly payments.
No interest. Ever.

Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.

Excellent Credit Rating is as determined by Equifax.

Loan terms range from 1-7 years.

For Better Start Personal Loans the loan term is extended by an additional 3 months which represents the 3 month no interest and no repayment period.

Better Start Personal Loan is a promotional offer that ends 29/03/2020

Latitude Personal Loan rates range from 6.99% p.a. to 18.99% p.a. for secured loans (comparison rates 8.25% p.a. to 20.16% p.a.) and 7.99% p.a. to 19.99% p.a. for unsecured loans (comparison rates 9.24% p.a. to 21.16% p.a.).

Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however an early termination fee may apply if the loan is repaid within the first half of your loan term.

2 Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.