The faster you repay, the better

At Latitude, we give you the flexibility to repay your loan as quickly as possible - so you can save on interest.

What do you need a loan for?

Looking for a new
car loan?

Want a better way to get from A to B, better comfort or better kerb appeal? Get into gear with a Latitude Car and Motor Loan. We can also help with motorbikes, caravans, jet skis and more.

  • Secured loan amounts from $5,000 ($3,000 for motorbikes)
  • Consumer and commercial loan terms available from 1 - 7 years
  • Interest rates from 6.99%^ to 14.99%^ p.a. 

    (8.10%* to 16.06%* p.a. comparison rate)
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments

Or call us to speak to one
of our betterers on 13 10 24.

Car Insurance

Get 15% off your policy when you apply online. Better is always worth protecting. That’s why we’ve got a range of great covers to match your needs and budget.

Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the 'Latitude Car and Motor Loan' and the 'Latitude Personal Loan' interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A secured motor loan of $30,000 borrowed for 5 years with the minimum interest rate of 6.99% p.a. (8.10% p.a. comparison rate), would equate to a total amount payable of $36,584 (including a $295 establishment fee and $10 monthly loan servicing fees).

I need to manage my finances

Consolidate your debts into one easy to manage personal loan.

fixed rate
10.99%p.a.^
12.21%p.a.*
comparison rate
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
secured from
12.99%p.a.^
14.20%p.a.*
comparison rate
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the 'Latitude Car Loan' and the 'Latitude Personal Loan' interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

I want to renovate

Longing to turn your house into your home? Shocked by the price of your sparky?

fixed rate
10.99%p.a.^
12.21%p.a.*
comparison rate
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
secured from
12.99%p.a.^
14.20%p.a.*
comparison rate
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the 'Latitude Car Loan' and the 'Latitude Personal Loan' interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

I need to get away

You've saved up your leave so why wait? Jet off to where you'd rather be today.

fixed rate
10.99%p.a.^
12.21%p.a.*
comparison rate
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
secured from
12.99%p.a.^
14.20%p.a.*
comparison rate
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the 'Latitude Car Loan' and the 'Latitude Personal Loan' interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

I want to make things happen

Looking to finance something special? Want a better big day, a bigger better boat or braces for the kids? Make better happen sooner with a Latitude Personal Loan.

fixed rate
10.99%p.a.^
12.21%p.a.*
comparison rate
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
secured from
12.99%p.a.^
14.20%p.a.*
comparison rate
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the 'Latitude Car Loan' and the 'Latitude Personal Loan' interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Calculate your finances

Personal loan repayments

Use our loan calculator to work out your approximate repayments before you apply for a personal loan.

Car & motor loan repayments

Use our handy calculator to determine what your repayments may be on that new car, motorbike or boat.

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Why Latitude?

  • Apply for your loan online
  • Fixed interest rates
  • Tailored to your needs
  • Flexible repayments
  Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. Excellent credit rating as determined by Equifax.

* Comparison rate for the above product is based on an unsecured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.

The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term.

Fees and charges are payable and the calculations do not take these into account.