Credit cards

Whether you’re looking for competitive interest rates, ongoing rewards or low fees, we’ve got a credit card to suit your needs. Choose yours now.

Compare all our cards

Filter the cards below based on what is important to you.

Select an option to filter the cards:

Gem Visa

Gem Visa card
  • 0% interest for 6 months on purchases over $250
  • Long-term interest-free1 at thousands of retailers
  • Up to 55 days’ interest free on purchases under $2502

GO MasterCard

GO MasterCard card
  • Flexible 0% interest payment plans
  • Free access to the GO Rewards Program
  • Everyday credit card with no annual fee

28 Degrees Platinum MasterCard

28 Degrees Platinum MasterCard card
  • Spend overseas with no international transaction fees on purchases
  • Zero currency conversion fees
  • 24/7 concierge service wherever you are
  • No annual fee

Myer Visa Card

Myer Visa card
  • Earn 3 MYER one Shopping Credits for every dollar spent at Myer3
  • Earn even more Shopping Credits with MYER one affiliates4
  • Earn a MYER one Shopping Credit for every dollar spent elsewhere5

Myer Card

Myer Black card
  • Receive exclusive offers and VIP invitations to special events
  • Earn MYER one Shopping Credits on your everyday spending
  • Up to 62 days interest-free and no account-keeping fees ~


CreditLine Black card
  • 0% interest for 12 months at Apple for purchases over $300*
  • No establishment or annual fee. Just a $4.95 monthly account keeping fee.
  • Card exclusive to Apple Retail Stores and the Apple Online Store

Latitude MasterCard

Latitude MasterCard
  • Up to 55 days interest-free on your everyday spending2
  • Manage your money with a credit limit to suit you
  • Accepted at over 28 million locations worldwide

Buyer's Edge

Buyer's Edge card
  • Shop interest free for everything from a new 3D-TV, fridge, bed or even some jewellery6
  • Shop at over 9,000 stores around Australia where Buyer's Edge is accepted
  • Online shopping with interest free from some great retailers, including The Good Guys.

Can’t find your card?

We are no longer taking new applications for the following cards

Latitude Low Rate MasterCard

Latitude Low Rate card Find out more

Latitude Eco MasterCard

Latitude Eco MasterCard Find out more
For any credit card enquiries, our credit card team can help
Important Information

1 Extended interest free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.

2 To take advantage of up to 55 days Interest Free on everyday credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.

3 To earn 3 MYER one Shopping Credits at Myer, your MYER one Card and Myer Visa Card must be presented together. This excludes Gift Card purchases, lay-by and credit card payments.

4 For MYER one affiliated listings and terms and conditions, see You must present your MYER one Card and Myer Visa Card to receive maximum MYER one Shopping Credits.

5 MYER one Shopping Credits are not earned on cash advances, cash equivalent transactions, balance transfers, balance protection insurance premiums and interest fees and charges. Shopping Credits awarded for spend outside of Myer are capped at 2000 Shopping Credit per month.

6 Available at participating retailers to approved applicants only. Conditions, fees and charges apply. Gem Visa is a credit facility provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence number 392145.

~ To obtain up to 62 days interest free you must pay your account in full by the due date every month. Interest free days do not apply while you have a balance transfer balance.

* Approved customers only. Terms and conditions apply. Minimum monthly repayments required.

Conditions of 6 and 12 months’ interest free:

6 and 12 months’ interest free finance is available to approved customers where the amount financed is $150 to $299 for 6 months and over $499 for 12 months. Purchases must be made at Apple Retail Stores or the Apple Online Store (via Telesales, 133 622) using a CreditLine card acquired through Apple or a Buyer’s Edge, CreditLine, Gem Visa or GO MasterCard. Minimum monthly repayments must be made during the interest free period and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. If there is an outstanding balance after the interest free period ends, interest will be charged at 22.99% for the CreditLine Card, acquired through Apple. Offer available on advertised or ticketed price. This notice is given under the Conditions of Use of the CreditLine card (acquired through Apple), which specifies all other conditions for this offer. Offer also available to existing Buyer’s Edge, CreditLine, Gem Visa and GO MasterCard customers. Refer to their product website for conditions, fees and charges.


Purchases made at Apple Retail Stores or the Apple Online Store (via Telesales, 133 622) are billed to your account when the merchandise is available and/or shipped to you. The finance charges will appear on your card statement.

General Disclosures

Offer subject to credit approval. Not everyone will qualify. See terms & conditions for more information about the account terms and benefits. In many cases, applications can be processed immediately and a decision made in as little as 60 seconds. In some cases, additional review of your application will be required. Some applications that require additional review can be completed and a decision made within 5 business days.

Prices include GST and delivery charges (unless otherwise indicated).