Latitude
Credit Cards

'INTEREST FREE PLANS' CREDIT CARD PRODUCTS

¹ Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.

² To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

³ Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.

⁵ Extended Interest Free terms may vary. Available at Apple Retail Stores & the Apple Online Store. Online purchases must be made via Apple Telesales on 133 622. Approved applicants only. Conditions, fees and charges apply.

Interest free payment plans may vary depending on the promotional type, interest free promotional term and promotion conditions. T&C's, fees, charges, and product exclusions apply. Amount payable will be shown on your monthly statement.

Interest free terms may vary at participating retailer. Refer to retailer or Latitude websites for more information.

Interest and payments are payable after the interest free period expires if you do not adhere to conditions of the interest free plan. At the end of the plan, interest will be charged at 29.99% p.a. (subject to change) to any remaining balance on the expiry of the interest free term. Monthly account service fee $10.95 (subject to change) applies. Interest may also apply to other credit card transactions, or if you do not comply with the T&C's. The Conditions of Use (as applicable) specify all other conditions for this offer. Also available on other participating Latitude Credit Cards. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

^*$200 credit back offer is available to new and approved customers who apply for a Latitude GO Platinum Mastercard and is limited to one offer per customer. To qualify, you must be approved and fulfil on the terms of the offer by spending $1,500 or more each month on everyday purchases for 3 consecutive months from the date of approval. The $200 credit will be applied within 60 days of meeting the spend criteria. Offer ends 31st Oct 2024. Latitude may vary, extend or withdraw this offer at any time without notice. Everyday purchases do not include cash advances, cash equivalent transactions, card fees or charges, credits, refunds, reimbursements, Long term Interest Free plan(s), interest and balance transfers into an account. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period. The account must be open and not in default of the credit contract when the credit is applied.

'REWARDS' CREDIT CARD PRODUCTS

⁶ Earning of David Jones Points are governed by the David Jones Prestige and Premiere credit cards. Terms and Conditions are stated in the Conditions of Use. For full Terms and Conditions click here. David Jones Points are earned for every Australian dollar spent on goods and services and are subject to your account being kept in good standing and not overdue or in default.

⁷ Redemption of David Jones Points is subject to the David Jones Premiere and Prestige credit card Conditions of Use. The amount of David Jones Points required to purchase the item(s) is subject to change at any time. Minimum number of points apply for each type of redemption. Only Primary cardholder is eligible to redeem the David Jones Points. Gift cards are not refundable, may not be exchanged for cash or credit and are valid for a period of 36 months from the date of issue, unless otherwise stated. Points for credit will be applied as a payment to your account and cannot be reversed. Points for credit can be requested to cover a purchase within 30 days of the purchase date.You may specify a number of points to redeem in order to pay for a purchase during checkout at David Jones online.

⁸ To receive exclusive invitations and discounts you must be opted in to receive marketing communications and continue to spend on your David Jones Premiere or Prestige credit card. Subject to availability.

⁹ To be eligible to receive complimentary express delivery to any address within Australia you must purchase at David Jones online using your David Jones Premiere or Prestige credit card. Items must be under 25kg and no larger than 1m x 1m x 1.5m. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry purchases and large items. Refer to www.davidjones.com/delivery-choices for available delivery options offered by David Jones and all eligibility conditions. Delivery options may change during peak periods.

¹⁰ Available whenever you purchase using a David Jones Premiere or Prestige credit card instore or online at davidjones.com. Complimentary gift wrap services are not available for larger items and may be limited during peak periods.

GENERAL DISCLOSURES

⁴ $200 Latitude Reward is available to new and approved applicants who apply for a Latitude 28° Global Platinum Mastercard and is limited to one offer per applicant. To qualify, you must be approved and fulfil on the terms of the offer by spending $2,000 or more on eligible transactions each statement period for 3 months from the date of your approval. Any purchases made by an additional cardholder will contribute towards the primary cardholder's spend threshold. Eligible transactions are based on the date posted and do not include cash advances, cash equivalent transactions, card fees or charges, credits, refunds, reimbursements, Shopper's Protection premiums, interest and balance transfers into an account. The account must be open and not in default or the credit contract when the redeemable amount is issued. The $200 Latitude Reward will be issued by EonX Services Pty Ltd and will be available for redemption via the Latitude App or Latitude Service Centre within 30 days of meeting the spend criteria. The primary cardholder has up to 18 months to redeem from the date of issue. Offer ends 31 December 2024. Latitude may vary, extend or withdraw this offer at any time without notice.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

Visa and the Visa brand are registered trademarks of Visa International.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Credit and lending criteria apply to this credit card. Refer to product Conditions of Use for more information.