Latitude Credit Cards
Whether it's ongoing rewards, a low annual fee, interest free payment plans or a travel card, choose a credit card that suits you.
Our Latitude credit cards
28 Degrees Platinum Mastercard
Our award-winning^ travel card with no international transaction fees on purchases.
- No annual fee
- Free global Wi-Fi
- No international transaction fees on purchases
- No currency conversion fees
Latitude Infinity Rewards Visa
One of the highest everyday rewards point redemption rates in the market.
- Canstar 5-Star Rating for Outstanding Value Rewards Credit Card1
- Earn 1 point per $1 spent2
- Rewards points never capped and never expire2
- Use points for whatever you fancy - experiences, gadgets and gifts2
Latitude Low Rate Mastercard
Our low rate credit card with complimentary insurance benefits.
- A low interest rate of 11.99% p.a. with extended warranty on purchases*
- Buy today and if the price drops later, we’ll refund the difference*
- If a purchase gets broken, lost or stolen, we’ll help repair or replace it*
Gem Visa
Your go-to shopping card with 6 months interest free on purchases over $250.
- Long term interest free plans at thousands of retailers3
- 6 months interest free on purchases over $250
- Up to 55 days4 interest free on everyday purchases under $250
GO Mastercard
An everyday credit card with the flexibility of interest free payment plans.
- $5.95 monthly account keeping fee
- Long term interest free deals at Harvey Norman and other fantastic retailers5
- Earn 1 GO Reward point for every dollar spent6
- Up to 55 days4 interest free on everyday purchases
CreditLine – only available through Apple
Buy the Apple products you love with 0% interest payment plans.
- $4.95 monthly account keeping fee
- 0% interest offers on Apple products7
- Access to Apple pre-orders
- Flexible payments
Latitude Pay Any Way
Latitude Pay Any Way offers you the convenience and security of paying with any mobile or wearable tech. Now you can use your credit card with just a tap.
Available on all our Visa and Mastercard products.
![Latitude,[object Object], Mastercard](/static/latitude-mastercard-7665a99e292fda4976c265574b3b2776.png)
![Latitude Eco,[object Object], Mastercard](/static/latitude-eco-mastercard-e086bf7bf1d08057752500b5dba877b0.png)
Important information
^Canstar's 5-Star Rating for Outstanding Value for Regular Travellers and Outstanding Value for Occasional Travellers was awarded to the 28 Degrees Platinum Mastercard in 2018.
*Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.
1The Latitude Infinity Rewards card was awarded a Canstar 5-Star Rating for Outstanding Value Rewards Credit Card in October 2018.
2Does not include cash transactions, cash equivalent transactions, extended interest free promotional purchases, balance transfers, insurance premiums and interest, fees and charges.
3Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.
4To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.
5Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.
6Points are not earned on promotional purchases, cash advances, cash equivalent transactions, Buyer’s Protection Premiums or interest, fees and charges. Points are capped at 100,000 per year.
7Extended Interest Free terms may vary. Available at Apple Retail Stores & the Apple Online Store. Online purchases must be made via Apple Telesales on 133 622. Approved applicants only. Conditions, fees and charges apply.
General Disclosures
Offer subject to credit approval. Not everyone will qualify. See Terms and Conditions for more information about the account terms and benefits. In many cases, applications can be processed immediately and a decision made in as little as 60 seconds. In some cases, additional review of your application will be required. Some applications that require additional review can be completed and a decision made within five business days.