Latitude
Credit Cards

Whether you’d like a travel card with no international transaction or currency conversion fees, a card that offers Interest Free payment plans or a card that earns you points every time you spend, you’ve come to the right place.

T&Cs, fees and charges apply.

Upcoming changes

Notice of Variation to your credit card contract

Effective from 17 July 2024, we are changing how we charge the monthly account fee for credit cards that offer Interest Free payment plans.

Learn what's changing

Latitude 28° Global Platinum Mastercard<sup>®</sup>

Latitude 28° Global Platinum Mastercard®

Our global travel and shopping card with no international transaction fees on purchases.

$0
International transaction fees
on purchases
$0
No currency conversion fees
  • Free Global Data Roaming
  • Free Flight Delay Pass
Latitude Gem Visa

Latitude Gem Visa

Your go-to shopping card with 6 months interest free on purchases $250 and over.

$10.95*
Monthly
fee (Subject to change)
0%
Interest payment plans
  • Long term interest free plans at thousands of retailers1
  • 6 months interest free on purchases $250 and over
  • Up to 55 days2 interest free on everyday purchases under $250
Latitude GO Mastercard<sup>®</sup>

Latitude GO Mastercard®

An everyday credit card with the flexibility of interest free payment plans.

$10.95*
Monthly
fee (Subject to change)
0%
Interest payment plans
  • Long term interest free deals at Harvey Norman and other fantastic retailers3.
  • Up to 55 days2 interest free on everyday purchases.
CreditLine

CreditLine

Buy Apple products you love with 0% interest payment plans.

$5.95*
Monthly
fee (Subject to change)
0%
Interest payment plans
  • 0% interest offers on Apple products5
  • Access to Apple pre-orders
  • Flexible payments
David Jones credit cards

David Jones credit cards

Access to unrivalled services, exclusive benefits and iconic experiences like no other; unlocked while you shop.

  • Earn David Jones Points every time you shop6
  • Use your points to purchase your favourite items at David Jones, redeem for gift cards and more7
  • Gain access to exclusive benefits such as VIP sales and previews8, complimentary express delivery9 and gift wrapping10 at David Jones

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap.

Apple PaySamsung PayFitbit PayGoogle PayGarmin Pay

Important Information

‘INTEREST FREE PLANS’ CREDIT CARD PRODUCTS

1 Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.

2 To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

3 Interest Free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.

5 Extended Interest Free terms may vary. Available at Apple Retail Stores & the Apple Online Store. Online purchases must be made via Apple Telesales on 133 622. Approved applicants only. Conditions, fees and charges apply.

Interest free payment plans may vary depending on the promotional type, interest free promotional term and promotion conditions. T&C’s, fees, charges, and product exclusions apply. Amount payable will be shown on your monthly statement.

Interest free terms may vary at participating retailer. Refer to retailer or Latitude websites for more information.

Interest and payments are payable after the interest free period expires if you do not adhere to conditions of the interest free plan. At the end of the plan, interest will be charged at 29.99% p.a. (subject to change) to any remaining balance on the expiry of the interest free term. Monthly account service fee $10.95 (subject to change) applies. Interest may also apply to other credit card transactions, or if you do not comply with the T&C’s. The Conditions of Use (as applicable) specify all other conditions for this offer. Also available on other participating Latitude Credit Cards. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

‘REWARDS’ CREDIT CARD PRODUCTS

6 Earning of David Jones Points are governed by the David Jones Prestige and Premiere credit cards. Terms and Conditions are stated in the Conditions of Use. For full Terms and Conditions click here. David Jones Points are earned for every Australian dollar spent on goods and services and are subject to your account being kept in good standing and not overdue or in default.

7 Redemption of David Jones Points is subject to the David Jones Premiere and Prestige credit card Conditions of Use. The amount of David Jones Points required to purchase the item(s) is subject to change at any time. Minimum number of points apply for each type of redemption. Only Primary cardholder is eligible to redeem the David Jones Points. Gift cards are not refundable, may not be exchanged for cash or credit and are valid for a period of 36 months from the date of issue, unless otherwise stated. Points for credit will be applied as a payment to your account and cannot be reversed. Points for credit can be requested to cover a purchase within 30 days of the purchase date.You may specify a number of points to redeem in order to pay for a purchase during checkout at David Jones online.

8 To receive exclusive invitations and discounts you must be opted in to receive marketing communications and continue to spend on your David Jones Premiere or Prestige credit card. Subject to availability.

9 To be eligible to receive complimentary express delivery to any address within Australia you must purchase at David Jones online using your David Jones Premiere or Prestige credit card. Items must be under 25kg and no larger than 1m x 1m x 1.5m. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry purchases and large items. Refer to www.davidjones.com/delivery-choices for available delivery options offered by David Jones and all eligibility conditions. Delivery options may change during peak periods.

10 Available whenever you purchase using a David Jones Premiere or Prestige credit card instore or online at davidjones.com. Complimentary gift wrap services are not available for larger items and may be limited during peak periods.

GENERAL DISCLOSURES

* Note: Effective from 17 July 2024, this fee is applicable regardless of your account balance, whether in debit or credit.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

Visa and the Visa brand are registered trademarks of Visa International.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Credit and lending criteria apply to this credit card. Refer to product Conditions of Use for more information.