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Why choose Latitude GO Mastercard?

Interest Free plans to suit you.

Interest Free plans to suit you.

Keep it simple with regular monthly payments or enjoy the flexibility of making them when it suits you. We’ve partnered with Harvey Norman, Domayne and Joyce Mayne to create a range of Interest Free Payment Plans to match the way you want to pay.

Find out more
Enjoy 6 months Interest Free on your everyday purchases of $250 or more.

Enjoy 6 months Interest Free on your everyday purchases of $250 or more.

Select your purchases in the Latitude app within 30 days.

Find out more
Make it yours, Interest Free.

Enjoy it now, pay later, Interest Free at thousands of retailers online and in-store.

The perfect card, everyday.

The Latitude GO Mastercard credit card offers up to 55 days interest free1 on everyday purchases, so it’s the perfect go-to card for your everyday spending too.

Ready, Set, Tap

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.

Stay on track with your spending

With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.

Expedia and Wotif Offers

Expedia and Wotif hotel discounts ready for check-in.

Book with your Latitude GO Mastercard® credit card before 30 September 2024 to enjoy 10% discount on selected hotels at Expedia and Wotif when you stay before 31 December 20242.

Rates & Fees


on long-term Interest Free Payment Plans


up to 55 days interest free1 on everyday purchases


interest rate on everyday purchases


account establishment fee


monthly account service fee (subject to change)

How to apply

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Simply activate your card when it arrives to start shopping.


You must:
  • Be 18 years or over
  • Be a permanent Australian resident
Able to supply:
  • A copy of your driver's licence, passport or proof of age
  • Details of your income, assets and debts
  • Employer's name and contact details

Visit one of our partners

Payment Options

  • Latitude App
  • Latitude Service Centre
  • BPAY®
  • Direct Debit

Latitude App

Make repayments in just a few taps with our mobile app.

app storeplay store
  • Get the app

    Simply download the Latitude App from the App Store or Google Play

  • Create a Latitude ID

    Open the app and create your Latitude ID (this is different to your Online Service Centre login).

  • Link your card

    Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).

Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via direct bank transfer on the Latitude App.

Latitude Service Centre

One of the quickest & easiest way to make repayments.

To make a payment
  • Login to the Latitude Service Centre
  • Click 'Pay My Account'

    Then enter your bank details.


Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.

Note: Please be aware that payments can take 3 to 5 business days to clear.

No Fees

We do not charge a fee for payments made via the Latitude Service Centre.


Available 24 hours a day, seven days a week.

To make a payment
  • Quote the Biller code

    Latitude GO Mastercard Biller Code (443887)

  • Your account number
  • The amount you wish to pay

Note: If you’re paying by BPAY® on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY® payments can take up to three days to appear on your account.


A payment handling fee of $1.95 applies for all payments made via BPAY® to pay your account.

Direct Debit

Easily make recurring repayments.

The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.

You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!

Click here to find out more about setting up a direct debit.

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap.

Apple PaySamsung PayFitbit PayGoogle PayGarmin Pay

We're here to help

For FAQs, useful information and quick and easy forms

Important Information

®Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

1To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring Interest Free Payment Plans) on each statement of account by the applicable due date.

2 Offer may be extended or withdrawn and is only available via the Latitude App. Exclusions and T&Cs apply. See the Latitude dedicated page to learn more.

3 Offer may be withdrawn and is only available via the Latitude App. Exclusions and T&Cs apply. See the Latitude dedicated page to learn more.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.