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Infinity Credit Cardcannstar

Latitude Infinity
Rewards Visa

Turn everyday spending into rewards with our award-winning^ Latitude Infinity Rewards Visa card. Apply now, be approved, shop in minutes. Let’s go for it.

Apply Now

Apply in less
than 10 minutes

Why choose a Latitude Infinity Rewards Visa card?


You’ll be happy with one point for every dollar you spend, no cap and no expiry on points*, and market-best 1% redemption rate.

Ready, Set, Tap.

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone within minutes.

Low annual fee

You get so much, yet your annual fee is only $69. Choose more for less at Latitude.

How our rewards compare to the Big 4

You’ll quickly see that the Latitude Infinity Rewards Visa card means you spend less to earn rewards faster.

Points required for 
$50 gift voucher
Spend (AUD)Points
redemption rate
Latitude Infinity Rewards5,000$5,0001%
NAB Rewards Classic Card9,620$12,8260.52%
ANZ Rewards Card11,115$21,2300.45%
CommBank Awards Credit Card111,300$11,3000.44%
Westpac Altitude Platinum Reward Card111,750$11,7500.43%

Comparisons are based on each card's points redemption rate versus the required points needed to earn a $50 David Jones gift card or $50 Myer1 gift card. Card redemption rates and required points shown are valid as of November 2019.


Check out what you can
redeem with Latitude

Visa offers

Ready for more? Like exclusive deals, discounts and offers.

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Rates, Fees and Conditions


annual fee


on purchases up to 55 days1


standard purchase interest rate


cash advance interest rate


per year for each additional cardholder


late fee

Payment Options

  • Latitude App
  • Online Service Centre
  • BPAY®
  • Direct Debit
  • Mail
  • Australia Post
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Latitude App

Make repayments in just a few taps with our mobile app.

app storeplay store
  • Get the app

    Simply download the Latitude App from the App Store or Google Play

  • Create a Latitude ID

    Open the app and create your Latitude ID (this is different to your Online Service Centre login).

  • Link your card

    Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).

Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via direct bank transfer on the Latitude App.

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Online Service Centre

One of the quickest & easiest way to make repayments.

To make a payment
  • Login to the Online Service Centre
  • Click ‘Pay My Account’

    Then enter your bank details.


Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.

Note: Please be aware that payments can take three to five business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via the Online Service Centre.

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Available 24 hours a day, seven days a week.

To make a payment
  • Quote the Biller code

    Latitude Infinity Rewards Biller Code (31989)

  • Your account number
  • The amount you wish to pay

Note: If you’re paying by BPAY® on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY® payments can take up to three days to appear on your account.


A payment handling fee of $0.95 applies for all payments made via BPAY® to pay your account.

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Direct Debit

Easily make recurring repayments.

You can call us on 1300 552 079 to set up your Direct Debit over the phone.

Download a Direct Debit request form here.

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Send the tear-off payment slip on your monthly statement.

Send along with your cheque or money order, payable to Latitude Financial Services, to:

Latitude Infinity Rewards
GPO Box 236
Melbourne VIC 3001

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Australia Post

Simply take your statement and pay at any Australia Post Office.


A payment handling fee of $2.50 applies to each transaction.

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap.

Apple PaySamsung PayFitbit PayGoogle PayGarmin Pay

How to apply

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Simply activate your card when it arrives to start shopping and reaping the rewards.


You must:
  • Be 18 years or over
  • Be a permanent resident of Australia
Able to supply:
  • A copy of your driver’s licence, passport or proof of age
  • Details of your income, assets and debts
  • Employer’s name and contact details

Frequently asked questions

  • Your credit limit
  • Managing your account
  • Is this Credit Card right for me?
  • Update your details
  • Benefits for Platinum customers
  • Gambling and lottery

We're here to help

Call our Latitude Infinity Rewards team on 1300 552 079

Mon to Fri 8:30am - 6pm (AEST).
Weekends: Closed.

Important information

^The Latitude Infinity Rewards card was awarded a Canstar 5-Star Rating for Outstanding Value Rewards Credit Cards in October 2018.

1To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

*Does not include cash transactions, cash equivalent transactions, extended interest free promotional purchases, balance transfers, insurance premiums and interest, fees and charges

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

Visa and the Visa brand are registered trademarks of Visa International.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Credit provided by Latitude Finance Australia ABN 42 008 583 588, Australian Credit Licence number 392145.

Latitude Infinity Rewards Platinum Visa card customers who book their international travel with Luxury Escapes qualify for two complimentary lounge passes in “The House” in Sydney or Melbourne and “My House” in Brisbane. This benefit is available once per calendar year for each card account and cannot be converted into cash. It must be used within the calendar year and is not transferrable to another person. Lounge access is subject to availability. Usage of lounge is available for three hours prior to flight, with the opportunity to purchase extra hours while in-lounge if required. The lounge provider may have other entry or usage requirements. Please refer above to the FAQs for additional information on this benefit.