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Expedia and Wotif Offers

Expedia and Wotif hotel discounts ready for check-in.

Book with your Latitude 28° Global Platinum Mastercard® credit card before 30 September 2024 to enjoy 10% discount on selected hotels at Expedia and Wotif when you stay before 31 December 20243.


Stay connected anywhere in the world with Flexiroam

With Flexiroam and your Latitude 28° Global Platinum Mastercard® credit card, you have access to a global data network of over 580 telcos in 150+ countries, all from your own phone. You also get 3GB free data for 15 days and a 15% discount on any extra data purchased with your 28° Mastercard credit card2.

Why choose a Latitude 28° Global?

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No fees!

Pay no international transaction or currency conversion fees on purchases online or overseas.

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Ready, Set, Tap.

Our new instant cardless payment feature lets you apply, get approval, and start shopping from your phone within minutes.

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Free Flight Delay Pass & Global Data Roaming.

Enjoy our complimentary Flight Delay Pass1 and Global Data Roaming2.

Booking.com partnership

Get 6% off your stay instantly with Booking.com every day, all year round via the Latitude App4.

Rates and fees


international transaction fees on purchases


currency conversion fees on purchases


up to 55 days interest free on purchases#


interest rate on purchases


minimum credit limit
flight delay pass

Turn a delay into a delight

Flight Delay Pass gives you and four friends access to airport lounges, drinks and Wi-Fi if your flight is delayed1.

Benefit at every stage of your trip

  • 1. Before you go
  • 2. On the go
  • 3. Once you return
  • Book your flights, accommodation and adventures on Latitude 28° Global and avoid the international transaction and currency conversion fees
  • Buy what you need for your trip up to 55 days interest free#
  • Register your Latitude 28° Global when you book your flight to take advantage of our Flight Delay Pass1
  • Check out our blog for travel inspiration and other handy tips before you jet off!
  • No overseas fees on purchases when travelling
  • Enjoy 3GB of free global data roaming for 15 days with access to Flexiroam’s global data network of over 580 telcos in 150+ countries. You also get 15% discount on any extra data purchased with your 28° Mastercard credit card2
  • Priceless Specials exclusive to Mastercard holders
  • Pay Any Way
  • Keep the holiday vibes going, shop at your favourite international brands online and avoid international transaction fees on purchases
  • Our Pay Any Way options mean you can make fast payments everyday with your phone or smartwatch
  • Enjoy up to 55 days interest free on purchases#

Calculate your savings

See how much you could save on international transaction fees when using Latitude 28° Global

Payment Options

  • Latitude App
  • Latitude Service Centre
  • BPAY
  • Direct Debit

Latitude App

Make repayments in just a few taps with our mobile app.

app storeplay store
  • Get the app

    Simply download the Latitude App from the App Store or Google Play

  • Create a Latitude ID

    Open the app and create your Latitude ID (this is different to your Latitude Service Centre login).

  • Link your card

    Once your credit cards are linked, you’ll be able to make payments via bank transfer with your BSB and Account Number (Australia only).

Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.

No Fees

We do not charge a fee for payments made via direct bank transfer on the Latitude App.

Latitude Service Centre

One of the quickest & easiest way to make repayments.

To make a payment
  • Login to the Latitude Service Centre
  • Click ‘Pay My Account’

    Then enter your bank details.


Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.

Note: Please be aware that payments can take 3 to 5 business days to clear.

No Fees

We do not charge a fee for payments made via the Latitude Service Centre.


Available 24 hours a day, seven days a week.

To make a payment
  • Quote the Biller code

    Latitude 28° Global Platinum Mastercard Biller Code (150615)

  • Your account number
  • The amount you wish to pay

Note: If you’re paying by BPAY on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY payments can take up to three days to appear on your account.


A payment handling fee of $1.95 applies for all payments made via BPAY® to pay your account.

Direct Debit

Easily make recurring repayments.

The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.

You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!

Click here to find out more about setting up a direct debit.

Digital wallets

You can pay any way on your phone or wearable tech device with just a tap.

Apple PaySamsung PayFitbit PayGoogle PayGarmin Pay

How to apply

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Simply activate your card when it arrives to start shopping and reaping the rewards.


You must:

  • Be 18 years or over
  • Be a permanent Australian resident

Able to supply

  • A copy of your driver’s licence, passport or proof of age card
  • Details of your income, assets and debts
  • Employer’s name and contact details

Important information

1 The Flight Delay Pass gives free access to select airport lounges, alternatively cardholders can use their Flight Delay Pass to offset a dollar amount off the total bill at select dining options. This will vary based on location and affiliated LoungeKey Partners at the time. Please note that not all airports offer Flight Delay Pass and the selected airports may be restricted to certain terminals. Access to and use of the Flight Delay Pass is subject to the Terms of Use which are subject to change. Further details of the list of lounges that cardholders are eligible to visit and the specific conditions applicable to each lounge access (Conditions of Use) may also be accessed in the Terms of Use. Participating lounges and their Conditions of Use are subject to change.

2 Terms and conditions apply. See the Latitude dedicated page or FAQs to learn more.

3 Offer may be extended or withdrawn. Exclusions and T&Cs apply. See the Latitude dedicated page to learn more.

4 Offer may be withdrawn. Exclusions and T&Cs apply. See the Latitude dedicated page to learn more.

* Savings will depend on individual circumstances. The estimated saving is not an actual saving that you have achieved. It is a calculation based on no international transaction fees on purchase and no currency conversion fees being charged by Latitude 28° Global Platinum Mastercard, and comparing other lenders' common charge of 3%. It assumes that minimum monthly repayments have been made when due. Certain icons from The Noun Project.

# To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

® Registered to BPAY Pty Ltd ABN 69 079 137 518