Personal Loan
Repayment Calculator

Let’s see how much your repayments could be with a Latitude Personal Loan.

Calculate your repayments


At a fixed interest rate of 



Interest rate p.a.^




Comparison rate p.a.*




Your estimated monthly repayment includes establishment & monthly fees


Total interest paid


Total amount paid


Interest saved


Time saved

0 yrs, 0 mths
0 years, 0 months

This calculator is provided for illustrative purposes only and does not constitute a quote or pre-qualification. The interest rate you may be offered can differ from the interest rate displayed above and will be based on your personal circumstances. The total amount paid includes establishment and monthly fees. The interest saved and time saved is an estimate only and is based on paying the extra monthly amount for the full term. See all Fees & chargesFees & charges for this product.

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How to apply

  1. Check your interest rate online in 3 minutes without impacting your credit score.
  2. Apply online and receive a response in 60 seconds.
  3. Provide required documents, such as your payslips and identification documents.
  4. Accept and return your loan contract online.
  5. Obtain funds within 24-48 hours of us receiving your online acceptance.

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Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.

Loan terms range from 1-7 years.

Latitude Personal Loan rates range from 5.99% p.a. to 24.99% p.a. for secured loans (comparison rates 7.32% p.a. to 26.22% p.a.) and 7.99% p.a. to 25.99% p.a. for unsecured loans (comparison rates 9.31% p.a. to 27.22% p.a.).

Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 6.99% p.a. and 11.99% p.a. (comparison rates 8.24% p.a. and 13.22% p.a.) and is available as a secured loan.

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.28% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $299 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however an early termination fee may apply if the loan is repaid within the first half of your loan term.

2 Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.