Car Loan

You can do better. Drive with confidence with our personalised interest rates. Apply for finance today and we'll call with your tailored rate.

Apply in less than 10 minutes


Secured from
Comparison rate

Fees & charges

Establishment Fee$295

Loan Service Fee$10 per month
Australia Post Payment Handling Fee$1.50
BPAY Payment Handling Fee$0.50

Late Payment Fee:$40 In the event that you can’t make the minimum repayment by your agreed due date

Early Termination Fee:Up to $750 is payable if you pay the loan out early.

Consumer and commercial loans available from 6.99%^ to 14.99%^ p.a. (8.10%* to 16.06%* p.a. comparison rate)

About Car Loans

Car loans from $5,000
Fixed rateFor the life of the loan
Loan amountsFrom $5,000

RepaymentsWeekly, fortnightly or monthly
WhenChoose the day of the week your repayments are deducted

Loan terms1 - 7 years when purchased from a dealer
1 - 5 years for private sale purchases

Other benefitsCars up to 15 years of age at start of loan
Extra repayments accepted1
Month off
Got a month with high expenses? Pay a bit extra each month, and then take a month off from your repayments.
Balloon payments
Reduce your regular repayments, and opt to make a once off lump sum payment at the end of your loan, up to 30% of the vehicle value.
Borrow more
Borrow more than 100% of the vehicle price to cover extras like insurance and your on-road costs.

Calculate your repayments

Use our handy calculator to determine what your repayments may be on that new car, motorbike or boat.

How we compare to the Big 4

Our interest rates start at a lower point than the Big 4.
Apply online today to see if you could save on repayments.






**Based on an indicative quote provided by a NAB Lending specialist.
Interest rates correct as at 26th July 2018 from provider's websites. Monthly repayment amount based on a $30,000 loan over 5 years. Latitude Car loan as compared with the 'ANZ Fixed Rate Personal Loan', CBA 'Secured Car Loan', NAB 'Fixed Rate Personal Loan For a Car', and Westpac 'Car Loan'.

Car Insurance

Better is always worth protecting. That’s why we’ve got a range of great covers to match your needs and budget.

Now with




your policy when you
apply online+

How to apply

  1. Check your eligibility and complete your application in under 10 minutes.
  2. You'll get a response in 90 seconds. Provide documents, then receive and return your contract to us online.
  3. When we have your signed contract, within 24 hours, we pay and you drive away.


You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Be able to demonstrate a good credit history for the last 5 years
  • Be free from bankruptcy for the last 7 years

Frequently Asked Questions

About my loan
Application and approval
Fees, charges and interest
Important information

^Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Latitude Low Rate Personal Loan interest rate is 10.99%p.a. with a comparison rate of 12.21%p.a. and is available as a secured or unsecured loan.

Latitude Personal Loan rates range from 12.99%p.a. to 28.99%p.a. for secured loans (comparison rates 14.20%p.a. to 30.13%p.a.) and 13.99%p.a. to 29.99%p.a. for unsecured loans (comparison rates 15.19%p.a. to 31.13%p.a.).

Latitude Car and Motor Loan rates range from 6.99%p.a. to 14.99%p.a. (comparison rates 8.10%p.a. to 16.06%p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.