Finally, a personal loan with your best interests at heart
You could save up to $1000 on interest just by paying an extra $50 each month.^
Clear your loan quickly so you can get on with enjoying whatever 'better' means for you.
Make extra payments on your terms - whenever and however you like.
^Savings based on a $20,000 loan over 5 years at 13.99% fixed p.a. (comparison rate 15.19%p.a.). The comparison rate is based on a loan of $30,000 over 5 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Let's get the ball rolling
Everything you need to know
Your questions answered
Would I be locked into paying more each month?
Absolutely not. You can revert to your minimum repayment at any time.
What if I only want to pay extra occasionally?
At Latitude, we offer a range of flexible payment options. So, if you'd like to pick and choose when you pay extra, you can do so by using BPAY or Australia Post. Call us on 13 28 26 to find out more. Please note, using BPAY does include a payment handling fee of $1.50.
What if I repay my loan super fast?
That's ok too, but just be aware that if you pay off your loan before you're halfway through your original term, you will be charged an early termination fee of $300. Call us on 13 28 26 to find out more.
Can I do this with my car loan?
Unfortunately, not. Our pay it faster option only applies to Latitude Personal Loans.
Terms and conditions