The faster you repay, the better

At Latitude, we give you the flexibility to repay your loan as quickly as possible - so you can save on interest.

Finally, a personal loan with your best interests at heart

You could save up to $1000 
on interest just by paying an 
extra $50 each month.^

Clear your loan quickly so you can get on with enjoying whatever 'better' means for you.

Make extra payments on 
your terms - whenever and however you like.

^Savings based on a $20,000 loan over 5 years at 13.99% fixed p.a. (comparison rate 15.19%p.a.). The comparison rate is based on a loan of $30,000 over 5 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Let's get the ball rolling

Applying for a latitude loan online via laptop

New to Latitude?

Our friendly team is on-hand
 and ready to help you get started. Apply online >

Latitude Financial representative

Already have a personal loan with us?

You can pay faster too. Simply give 
us a call on 13 28 26 to find out more. Call us >

Latitude Financial representative

Got a question?

See if we've answered it with 
our comprehensive list of FAQs. Find out more >

Everything you need to know

Applying for a latitude loan online via laptop
fixed rate
10.99 % p.a.^
12.21 % p.a.*
comparison rate
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan amounts from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term
secured from
12.99 % p.a.^
14.20 % p.a.*
comparison rate
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee -
    • $140 for loans under $4,000
    • $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Early Termination Fee -
    • $300 within the first half of your loan term
    • $0 within the second half of your loan term

Your questions answered

Would I be locked into paying more each month?
Absolutely not. You can revert to your minimum repayment at any time.

What if I only want to pay extra occasionally?
At Latitude, we offer a range of flexible payment options. So, if you'd like to pick and choose when you pay extra, you can do so by using BPAY or Australia Post. Call us on 13 28 26 
to find out more. Please note, using BPAY does include a payment handling fee of $1.50.

What if I repay my loan super fast?
That's ok too, but just be aware that if you pay off your loan before you're halfway through your original term, you will be charged an early termination fee of $300. Call us on 13 28 26 
to find out more.

Can I do this with my car loan?
Unfortunately, not. Our pay it faster option only applies to Latitude Personal Loans.

Terms and conditions