Make better happen sooner.

What do you need a loan for?

Other personal loans

Everyone has their own special hopes and dreams. Whatever yours might be, you could finance them with a tailored loan to suit your budget and lifestyle. Perhaps you're looking to install that swimming pool or straighten the kids teeth - a loan with us means you'll only ever have one regular repayment at a fixed interest rate.

fixed rate
10.99 % p.a.^
12.21 % p.a.*
comparison rate
Latitude Low Rate Personal Loan
  • You must:
  • be 18 years or over
  • be a permanent Australian resident
  • be currently employed
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Rates
  • Secured and unsecured loans at 10.99%^ p.a. (12.21%* p.a. comparison rate)
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
  • Other fees & charges you may incur
  • Australia Post payment handling fee - $1.50
  • BPAY® payment handling fee - $0.50
  • Late payment fee - $35 in the event that you can't make the minimum repayment by your agreed due date
  • Early Termination Fee -
  • $150 within the first half of your loan term
  • $75 within the second half of your loan term
  • $0 during the last 6 months of your loan term
secured from
12.99 % p.a.^
14.20 % p.a.*
comparison rate
Latitude Personal Loan
  • You must:
  • be 18 years or over
  • be a permanent Australian resident
  • be currently employed
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Rates
  • Secured loans from 12.99%^ to 28.99%^ p.a. (14.20%* to 30.13%* p.a. comparison rate)
  • Unsecured loans from 13.99%^ to 29.99%^ p.a. (15.20%* to 31.13%* p.a. comparison rate)
  • Our Fees & Charges
  • Establishment Fee - $140 for loans under $4,000 - $250 for loans over $4,000
  • Loan Service Fee - $13 per month
  • Other fees & charges you may incur
  • Australia Post payment handling fee - $1.50
  • BPAY® payment handling fee - $0.50
  • Late payment fee - $35 in the event that you can't make the minimum repayment by your agreed due date
  • Early Termination Fee -
  • $150 within the first half of your loan term
  • $75 within the second half of your loan term
  • $0 during the last 6 months of your loan term
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the ‘Latitude Car Loan' and the 'Latitude Personal Loan’ interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.
WARNING: These comparisons rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.

Calculators and tools

Personal loan repayments

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

Calculate repayments

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Set up a budget

Car loan repayments

Eager to test drive but need to know your limits? Use our car loan calculator to work out your approximate repayments before you choose your wheels.

Calculate repayments

Why Latitude?

We've done this for a long time

We are a leading consumer finance provider across Australia and New Zealand, helping over 2.5 million customers achieve their financial goals.

A rate tailored to you

We can see your potential. We understand your needs. Our products use

to help you to realise goals, so you can get on with enjoying life.

The brilliant alternative to a bank

As personal finance specialists we aim to make the process of dealing with us as easy as possible. Apply online whenever it suits you or talk to one of our Australian-based personal loan specialists.

Loans made simple

Choose from weekly, fortnightly or monthly repayments, plus you can make extra payments whenever you like. What could be better?

Frequently asked questions

What can I use my loan for?

Application and approval

Fees, charges and interest