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Loan Top-Up

Plans evolve, so can your loan

A Latitude Personal Loan Top-Up lets you access extra money without taking out a new loan.

Approved customers only. T&Cs, fees and charges apply.

Why choose a Latitude loan?

Simple application

  • Apply online in under 7 minutes
  • Only a few documents needed for ID and income verification

Flexible financing

  • No early repayment fee on variable loans
  • Access additional repayments you’ve made when you need them with Redraw on variable loans

Solutions to suit you

  • Our team will help you through the process
  • Loan options tailored to your specific needs

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Ready to take the next step with a Latitude loan?

Find out your personalised rate in just minutes — no impact on your credit score.

Frequently asked questions

Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.

Loan terms range from 2-7 years for Latitude Personal Loan.

Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.39% p.a. (comparison rates 11.16% p.a. to 30.97% p.a.).

Latitude Fixed Personal Loan rates range from 8.99% p.a. to 29.39% p.a. (comparison rates 10.67% p.a. to 30.97% p.a.).

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.61% p.a. comparison rate), would equate to a total amount payable of $45,330 (including a $395 establishment fee and $16.50 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.