Latitude Personal Loan

Unsecured from 13.99%^ p.a.
Comparison rate 15.19%* p.a.

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Apply in less
than 10 minutes

Rates

Unsecured
Fixed Rate
13.99
%
p.a.
^
to
24.99
%
p.a.
^
Comparison Rate
15.19
%
p.a.
*
to
26.14
%
p.a.
*

Fees & charges


Establishment Fee$140 for loans under $5,000
$250 for loans over $5,000

Loan Service Fee$13 per month
Australia Post Payment Handling Fee$1.50
BPAY® Payment Handling Fee$1.50

Late Payment Fee:$35 In the event that you can’t make the minimum repayment by your agreed due date

Early Termination Fee:$300 within the first half of your loan term
$0 within the second half of your loan term

Let’s talk loan details

Fixed rateFor the life of the loan
Loan amountsFrom $3,000
RepaymentsWeekly, fortnightly, monthly
WhenChoose the day of the week your repayments are deducted
Loan terms1 - 7 years
Loan typesSecured and unsecured
Other benefitsOptional loan protection insurance
Unlimited free disbursement
Extra repayments accepted1

How to apply

  1. Apply online and receive a response in 60 seconds.
  2. Provide required documents, such as your payslips and identification documents.
  3. Accept and return your loan contract online.
  4. Obtain funds within 24-48 hours of us receiving your online acceptance.

Eligibility

You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Be able to demonstrate a good credit history for the last 5 years
  • Be free from bankruptcy for the last 7 years

Important information

^ Approved customers only.  Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria.

* Comparison rate for the above product is based on an unsecured loan of $30,000 over 5 years.

WARNING: This comparison rate is true only in the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 13.99% p.a. (15.19% p.a. comparison rate), would equate to a total amount payable of $43,002 (including a $250 establishment fee and $13 monthly loan servicing fees).

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.