Latitude Personal Loan

Unsecured from 13.99 %^ p.a. Comparison rate 15.19%* p.a.

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Fees & charges

Establishment fee$140 for loans under $4,000
$250 for loans over $4,000
Loan service fee$13 per month
Australia Post payment handling fee$1.50
Payment handling fee$1.50

Late payment fee:$35
In the event that you can’t make the minimum repayment by your agreed due date

Early termination fee:
Within the first half of your loan term$300
Within the second half of your loan term$0

About the loan

Loan amountsFrom $3,000
Fixed RateFor the life of the loan

RepaymentsWeekly, fortnightly, monthly

WhenChoose the day of the week your
repayments are deducted

Loan terms2 to 7 years

Other benefitsExtra repayments accepted¹

Eligibility

You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Be free from bankruptcy for the past 7 years
  • Be able to demonstrate a good credit history for the past 5 years
Important information

^ Approved customers only.  Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria.

* Comparison rate for the above product is based on an unsecured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only in the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 13.99% p.a. (15.19% p.a. comparison rate), would equate to a total amount payable of $43,002 (including a $250 establishment fee and $13 monthly loan servicing fees).

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.