Motorbike Loan

You can do better. Ride with confidence with an interest rate tailored to you. Apply today and we’ll call with your personalised rate.

Apply in less
than 10 minutes


Secured from
Comparison rate

Fees & charges

Establishment Fee$295

Loan Service Fee$10 per month
Australia Post Payment Handling Fee$1.50
BPAY® Payment Handling Fee$0.50

Late Payment Fee:$40 in the event that you can’t make the minimum repayment by your agreed due date

Early Termination FeeUp to $750 is payable if you pay the loan out. See how this can change over time

Consumer and commercial loans available from 6.99%^ to 14.99%^ p.a. (8.10%* to 16.06%* p.a. comparison rate)

Calculate your repayments

Use our handy motorbike loan calculator to determine what your repayments may be on your new ride.

Loan details

Motorbike loans from $3,000

Fixed rateFor the life of the loan
Loan amountsFrom $3,000

RepaymentsWeekly, fortnightly or monthly

WhenChoose the day of the week your repayments are deducted

Loan terms1 - 5 years when purchased from a dealer
No private sale

Other benefitsMotorbikes up to 7 years of age
Extra repayments accepted1

Month off

Got a month with high expenses like rego, insurance or holidays? Pay a little extra each month, then take one month off from your repayments. You can even choose which month you want to take off.

Borrow more

Borrow more than 100% of the vehicle price to cover extras like insurance and on-road costs.

How to apply

  1. Check your eligibility and complete your application in under 10 minutes
  2. You'll receive a response in 90 seconds. Provide any required documents such as payslips and identification
  3. Return your signed contract to us online
  4. Within 24 hours of us receiving your signed contract, we pay and you drive away.


You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Be able to demonstrate a good credit history for the last 5 years
  • Be free from bankruptcy for the last 7 years

Frequently Asked Questions

About my loan
  • Are balloon payments an option?

    A balloon payment allows you to reduce your repayments during the term of the loan by making a once-off lump sum payment at the end of your loan. Unfortunately, we don’t offer balloon payments on motorbike loans, but we do offer balloon payments on car loans up to five years of age.

  • What is my borrowing capacity?

    The minimum loan amount for a motorbike loan is $3,000. Note that your borrowing limit is subject to lending criteria and will depend on your current financial situation.

  • Can I buy a used motorbike?

    The motorbike you have your eye on can be up to seven years old. If the one you’re after is older than this, perhaps one of <a href='/personal-loan' target='_blank'>personal loan</a> products can help you get onto the wide-open road.

  • What other motor loan products does Latitude offer?

    In addition to motorbike loans, we offer loans for cars (less than 5 years old), light commercial vehicles (less than 4.5 tonnes), jet-skis (PWCs), caravans, campervans and boats.

Application and approval
  • Will I need to use the motorbike as security?

    Yes, our motorbike loans are secured. If this situation won’t suit you, you may want to consider one of our <a href='/personal-loan' target='_blank'>personal loan</a> products instead.

Fees, charges and interest
  • Will the interest rate on my motorbike loan be fixed or variable?

    We offer a fixed interest rate loan, which means the interest rate on your loan and your repayment amounts stay the same throughout its life. This makes managing your budget easier.

Important information

^Approved customers only. Terms, conditions, fees and charges apply for Latitude Low Rate Personal Loan and Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Latitude Low Rate Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a. and is available as a secured or unsecured loan.

Latitude Personal Loan rates range from 12.99% p.a. to 28.99% p.a. for secured loans (comparison rates 14.20% p.a. to 30.13% p.a.) and 13.99% p.a. to 29.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 31.13% p.a.).

Latitude Car and Motor Loan rates range from 6.99% p.a. to 14.99% p.a. (comparison rates 8.10% p.a. to 16.06% p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.