Finance to get your motor running
Whether you’re buying from a dealer or private seller, we can make it happen.
Approved customers only. T&Cs, fees and charges apply.
Compare our fixed and variable loan options to find the right fit
Secured Car Loan
Use your vehicle as security for your loan
Suitable if you’ve already found your vehicle
Get the benefit of a lower rate if you're willing to secure your loan. May help reduce the overall cost of borrowing.
A fixed rate makes budgeting easier. It’s ideal if you want certainty and peace of mind. Your interest rate stays the same, no surprises, no changes.
Interest rate from
9.99
%p.a.^
to
29.39
%p.a.^
Comparison rate from
%p.a.*
to
%p.a.*
Unsecured Car Loan
No need to use your car or another asset as security
Enjoy more flexibility in your borrowing
Allows you to shop around with confidence if you haven't chosen your vehicle yet.
A fixed rate makes budgeting easier. It’s ideal if you want certainty and peace of mind. Your interest rate stays the same, no surprises, no changes.
Interest rate from
9.99
%p.a.^
to
29.39
%p.a.^
Comparison rate from
%p.a.*
to
%p.a.*
Get an estimate of your repayments
Interest rate
From 8.99% to 28.39% p.a.^
Comparison rate
From 10.67% to 29.97% p.a.*
Estimated repayment including typical fees
$0 / week
Total interest paid
$0
Total amount paid
$0
No impact on your credit score.
This calculator is provided for illustrative purposes only and does not constitute a quote or pre-qualification. The interest rate you may be offered can differ from the interest rate displayed above and will be based on your personal circumstances. The total amount paid includes establishment and monthly fees. See all Fees & Charges for this product.
How Car Loan Settlement Works
FAQ
Getting approved first with Latitude gives you a clearer idea of what you could afford, so you can shop confidently and focus on finding the right car - not just the finance.
Great! You don't have to borrow the full amount you're approved for. You choose the car and the amount you need, subject to your loan requirements.
If you've found the right car, let’s talk. We'll discuss what options may be available. Note, your borrowing capacity and eligibility will determine whether additional finance is available. Adding security could mean you’re approved for a higher amount.
It puts you in control. You'll have a better understanding of your budget and potential repayments before you start negotiating, so you can focus on getting the right car at the right price.
If you choose a secured loan, yes. You’ll need to know which car you’re buying, as the car will be used to secure the loan. If you choose an unsecured loan, no. Sort the finance first. Find the car second. You’ll have a better idea of what you could afford and what your repayments could look like before you start shopping.
Yes. Brand new or simply new to you, you can use your finance to purchase an eligible new or used vehicle, subject to our lending criteria.
Yes. subject to our eligibility and lending criteria.
We want you to choose the vehicle that's right for you, whether you're buying through a dealer or another eligible seller. It's your car, so the choice should be yours.
Yes. Plans change. Sometimes the car does too. If you change your mind, we can help you understand whether the new vehicle fits within your approved finance.
Yes. You can get your finance sorted first, then take your time finding the car that's right for you, with a clearer idea of what you could afford.
Important information
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.
Loan terms range from 2-7 years for Latitude Personal Loan.
Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.39% p.a. (comparison rates 11.16% p.a. to 30.97% p.a.).
Latitude Fixed Personal Loan rates range from 8.99% p.a. to 29.39% p.a. (comparison rates 10.67% p.a. to 30.97% p.a.).
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.61% p.a. comparison rate), would equate to a total amount payable of $45,330 (including a $395 establishment fee and $16.50 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.