Car and motor loans

I want a new car

It’s time to get yourself into gear with a car loan from Latitude. Whether you’re upgrading your car to make room for the kids or adding to the toys in the garage, we’ll put you in the driver’s seat sooner.

We fund a range of motorised vehicles - from motorbikes and motorhomes all the way through to motorboats. Whatever you’re into, find a loan that’s right for you.

from
8.99 % p.a.^
10.09 % p.a.*
comparison rate

Latitude Car Loan

  • You must:
  • be 18 years or over
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $5,000 ($3,000 for motorbikes)
  • Consumer and commercial loan terms available from 1 - 7 years
  • Secured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $295
  • Loan Service Fee - $10 per month
Find out more
fixed rate
9.99 % p.a.^
11.22 % p.a.*
comparison rate

Latitude Low Rate Personal Loan

  • You must:
  • be 18 years or over
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating
  • About the loan
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $250
  • Loan Service Fee - $13 per month
Find out more
secured from
12.99 % p.a.^
14.20 % p.a.*
comparison rate

Latitude Personal Loan

  • You must:
  • be 18 years or over
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years
  • About the loan
  • Loan amounts from $3,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments
  • Our Fees & Charges
  • Establishment Fee - $140 for loans under $4,000 - $250 for loans over $4,000
  • Loan Service Fee - $13 per month
Find out more

How to apply

Laptop with application screen open

Online application

Get started now and you’ll receive a response in 60 seconds.

Latitude Financial Representative

Talk to a Betterer

Call our team of Betterers Mon to Fri, 8am – 7pm (AEST)

Call 13 28 26

Calculators and tools

Personal loan repayments

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

Calculate repayments

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Set up a budget

Car loan repayments

Eager to test drive but need to know your limits? Use our car loan calculator to work out your approximate repayments before you choose your wheels.

Calculate repayments

Frequently asked questions

What can I use my loan for?

Application and approval

Fees, charges and interest

Get a Latitude personal loan today

Cover yourself with loan protection insurance

You never know what’s going to happen further down the track, so why not take out insurance to guard yourself against the unexpected.

Find out more
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the ‘Latitude Car Loan' and the 'Latitude Personal Loan’ interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria. Settlement times may vary depending on circumstances.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. If approved, we will confirm your actual interest rate in your loan contract.

EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.99% p.a. (10.09% p.a. comparison rate), would equate to a total amount payable of $38,324 (including a $295 establishment fee and $10 monthly loan servicing fees).