Car and motor loans

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I want a new car

It’s time to get yourself into gear with a car loan from Latitude. Whether you’re upgrading your car to make room for the kids or adding to the toys in the garage, we’ll put you in the driver’s seat sooner.

We fund a range of motorised vehicles - from motorbikes and motorhomes all the way through to motorboats. Whatever you’re into, find a loan that’s right for you.

from
8.99 % p.a.^
10.09 % p.a.*
comparison rate

Latitude Car Loan

  • Loan amounts from $5,000 ($3,000 for motorbikes)
  • Loan terms from 1 - 7 years
  • Consumer and commercial loans available from 8.99%^ to 13.99%^ p.a. (10.09%* to 15.07%* p.a. comparison rate)
  • Cars up to 20 years of age at end of loan
  • Motorbikes, caravans, marine/personal watercraft, and horse floats up to 12 years of age at end of loan
  • Stay in control with a fixed rate for the life of the loan
  • Flexible repayment options
  • Car insurance available - find out more
  • Loans for private sale available for car and marine purchases
flat rate
9.99 % p.a.
11.22 % p.a.*
comparison rate

Latitude Low Rate Personal Loan

  • Loan amount from $20,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans at 9.99% p.a. (11.22%* p.a. comparison rate)
  • Available to new Latitude personal loan customers only
  • Applicants must be homeowners or have a mortgage
  • Applicants must have an excellent credit rating
  • Stay in control with a fixed rate for the life of the loan
  • Flexible repayments options
  • Optional loan protection insurance - find out more
secured from
12.99 % p.a.^
14.20 % p.a.*
comparison rate

Latitude Personal Loan

  • Loan amount from $3,000
  • Loan terms from 2 - 7 years
  • Secured loans from 12.99%^ to 28.99%^ p.a. (14.20%* to 30.13%* p.a. comparison rate)
  • Unsecured loans available from 13.99%^ to 29.99%^ p.a. (15.20%* to 31.13%* p.a. comparison rate)
  • Stay in control with a fixed rate for the life of the loan
  • Flexible repayments options
  • Optional loan protection insurance - find out more

How to apply

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Online application

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Latitude Financial Representative

Talk to a Betterer

Call our team of Betterers Mon to Fri, 8am – 7pm (AEST)

Call 13 28 26

Calculators and tools

Personal loan repayments

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

Calculate repayments

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Set up a budget

Car loan repayments

Eager to test drive but need to know your limits? Use our car loan calculator to work out your approximate repayments before you choose your wheels.

Calculate repayments

Frequently asked questions

What can I use my loan for?

Application and approval

Fees, charges and interest

Get a Latitude personal loan today

Cover yourself with loan protection insurance

You never know what’s going to happen further down the track, so why not take out insurance to guard yourself against the unexpected.

Find out more
Important Information

^ Approved customers only. Terms, conditions, fees and charges apply. For the ‘Latitude Car Loan' and the 'Latitude Personal Loan’ interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria. Settlement times may vary depending on circumstances.

* Comparison rates for all the above products are based on a loan of $30,000 over 5 years.

WARNING: These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. If approved, we will confirm your actual interest rate in your loan contract.

EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.99% p.a. (10.09% p.a. comparison rate), would equate to a total amount payable of $38,324 (including a $295 establishment fee and $10 monthly loan servicing fees).