Personal loan calculator

Have a play with the fields below and work out what your weekly, fortnightly or monthly loan repayments could be. You can enter different loan amounts and loan terms to get a better picture of what you could be up for.

Feeling flush? Check out how much interest you could save if you could make extra repayments.

Note: Associated fees and charges aren’t included in the calculation below.

Your Loan Details

years
%
Get started

Repayments

$0

Min. per month^

(Excludes fees)

Total over the life of the loan

Principal Amount

$0

Interest Charged

$0

Latitude Low Rate Personal Loan Fees

Loan Service $13.00 per month
Establishment fee $250

Latitude Personal Loan Fees

Loan Service $13.00 per month
Establishment fee $140 for loans under $4,000
$250 for loans over $4,000

Extra Repayments

Increased monthly repayments Interest Saved Loan term with extra repayments Time saved

An early termination fee may apply.

See Fees.

- - - -
Increased monthly repayments Interest Saved
- -
Loan term with extra repayments Time saved

An early termination fee may apply.

See Fees.

- -

Get a Latitude personal loan today

Calculators and tools

Personal loan repayments

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

Calculate repayments

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Set up a budget

Car loan repayments

Eager to test drive but need to know your limits? Use our car loan calculator to work out your approximate repayments before you choose your wheels.

Calculate repayments

How to apply

Laptop with application screen open

Online application

Get started now and you’ll receive a response in 60 seconds.

Get started
Latitude Financial Representative

Talk to a Betterer

Call our team of Betterers Mon to Fri, 8am – 7pm (AEST)

Call 13 28 26
Important Information

For the'Latitude Personal Loan' interest rates range from 12.99% to 28.99% p.a. (14.20% to 30.13% p.a. comparison rate) for secured loans, and from 13.99% to 29.99% p.a. (15.20% to 31.13% p.a. comparison rate), for unsecured loans.

* Comparison rates are based on a loan of $30,000 over 5 years. Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. If approved, we will confirm your actual interest rate in your loan contract.

^ Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualification for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your accountant or financial adviser before taking out a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term.

This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term.

Calculator Assumptions
This information outlines how the calculator determines the interest and repayment amounts compared with how a Latitude Financial Services personal loan establishes these amounts.

Length of Month
The calculator assumes all months are of equal length. However given some months are longer than others and interest is accrued on a daily basis, the interest charged on a personal loan will vary depending on the number of days in the month.

Number of Weeks and Fortnights in a Year
The calculator and a Latitude Financial Services personal loan assumes one year contains exactly 52 weeks or 26 fortnights, based on 364 days a year, rather than the actual 365 or 366 days in a year.

Rounding of Repayment Amounts
The personal loan calculator uses the unrounded repayment amount as this creates a smooth line for the graph. In reality, with a personal loan the repayments are rounded to at least the nearer cent.