Personal Loan Repayment Calculator

Our personal loan repayment calculator can help you understand what your weekly, fortnightly or monthly loan repayments could be. You can enter different loan amounts and loan terms to get a better picture of what you could be up for. Plus, check out how much interest you could save if you make extra repayments.

Note: Associated fees and charges aren’t included in the calculation below.

Your Loan Details




Min. per month ^

(Excludes fees)

Total over the life of the loan

Principal Amount


Interest Charged


Latitude Low Rate Personal Loan Fees

Loan Service $13.00 per month
Establishment fee $250

Latitude Personal Loan Fees

Loan Service $13.00 per month
Establishment fee $140 for loans under $4,000
$250 for loans over $4,000

Extra Repayments

Increased monthly repayments Interest Saved Loan term with extra repayments Time saved

An early termination fee may apply.

See Fees.

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Increased monthly repayments Interest Saved
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Loan term with extra repayments Time saved

An early termination fee may apply.

See Fees .

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How to apply

Applying for a latitude loan online via laptop

Apply online

Apply for one of our Latitude loans here today

Apply for a personal loan here
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Calculators and tools

Personal loan repayments

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Car Loan repayments

Eager to test drive but need to know your limits? Use our Car loan repayment calculator to work out your approximate repayments before you choose your wheels.

Important Information

^Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Latitude Low Rate Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a. and is available as a secured or unsecured loan.

Latitude Personal Loan rates range from 12.99% p.a. to 28.99% p.a. for secured loans (comparison rates 14.20% p.a. to 30.13% p.a.) and 13.99% p.a. to 29.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 31.13% p.a.).

Latitude Car and Motor Loan rates range from 6.99% p.a. to 14.99% p.a. (comparison rates 8.10% p.a. to 16.06% p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.