Budget Planner

Whilst budget planning may not be the most exciting prospect, setting a realistic budget – and sticking to it – will help you take control of your money in the long run.

Our simple budget planner helps you work through different expense types and prompts you to really think about where your money goes.

The summary below indicates your surplus and allows you to plan for the things you want such as a holiday or new furniture. Budgeting is a necessary evil but one we’ve tried to make better so you can get on with enjoying life.

Your budget summary

Begin entering different expense types above to automatically populate your personal budget summary

How to apply

Apply online

Apply for one of our Latitude loans here today.Apply for Personal LoanApply for Car Loan
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Call us

Call our team of Betterers Mon to Fri, 8am – 7pm (AEST).13 28 26 for Personal Loans13 10 24 for Car Loans

Important information

^Approved customers only. Terms, conditions, fees and charges apply for Latitude Low Rate Personal Loan and Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Loan terms range from 1-7 years.

Latitude Low Rate Secured Personal Loan interest rate is 9.99% with a comparison rate of 11.22% p.a.

Latitude Low Rate Unsecured Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a.

Latitude Personal Loan rates range from 12.99% p.a. to 24.99% p.a. for secured loans (comparison rates 14.20% p.a. to 26.14% p.a.) and 13.99%  p.a. to 24.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 26.14% p.a.).

Latitude Car and Motor Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.