Budget Planner

Take control of your finances with our easy budget planner – let's get right to it!

Budget Planner

Use our handy planner to work out where you’re spending, so you can save for what you really want!

Begin entering different expense types above to automatically populate your personal budget summary

How to apply

Apply online

Apply for one of our Latitude loans
here today.

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Mon to Fri, 8am – 7pm (AEST).

13 28 26 for Personal Loans13 10 24 for Car Loans

Calculators and tools

Personal loan
repayment calculator

What will my repayments be?

Car loan
repayment calculator

Eager to test drive but need to know your limits? Before zooming around town, work out what your repayments might be

Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.

Excellent Credit Rating is as determined by Equifax.

Loan terms range from 1-7 years.

For Better Start Personal Loans the loan term is extended by an additional 3 months which represents the 3 month no interest and no repayment period.

Better Start Personal Loan is a promotional offer that ends 29/03/2020

Latitude Personal Loan rates range from 6.99% p.a. to 18.99% p.a. for secured loans (comparison rates 8.25% p.a. to 20.16% p.a.) and 7.99% p.a. to 19.99% p.a. for unsecured loans (comparison rates 9.24% p.a. to 21.16% p.a.).

Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however an early termination fee may apply if the loan is repaid within the first half of your loan term.

2 Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.