Latitude Loans

Need money for a shiny car, scooting around the world, or consolidating debt? At Latitude, we’ll try and get you there, while we make sure it’s manageable and applying is easy. Check your loan options below.

How can we help?

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Our Latitude loans

Personal
Loan

Renovating? Travelling? Or getting married? Whatever you need, let’s do it with a Latitude Personal Loan.

Secured
Fixed Rate
5.75
%
p.a.
^
to
25.99
%
p.a.
^
Comparison Rate
6.68
%
p.a.
*
to
29.20
%
p.a.
*
For Fixed or Variable loans at 5.75% p.a. you must also:
  • Be a new Latitude Personal Loan customer
Loan Details:
  • Loan amounts from $5,000
  • Loan terms from 2 - 7 years
  • Secured and unsecured loans
  • Fixed and Variable loans
  • Weekly, fortnightly or monthly repayments

New and Used
Car Loan

Looking for a car, caravan, boat or motorbike? Let’s make it easy with low repayments with the option of a balloon payment.

Secured
Fixed Rate
6.99
%
p.a.
^
#
to
11.99
%
p.a.
^
Comparison Rate
8.24
%
p.a.
*
to
13.22
%
p.a.
*
For loans at 5.99% p.a.^, you must:
  • Buy a vehicle less than 3 years old
  • Be a homeowner or mortgage holder
  • Be employed full time with the same employer for at least 18 months
Loan Details:
  • Loan amounts from $5,000 ($3,000 for motorbikes)
  • Consumer and commercial loan terms available from 1 - 7 years
  • Secured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments

Check out our other vehicle loans

Why choose a Latitude Loan?

Un-complicated loans

Get an indicative Quote in 2 minutes, Apply in under 7 minutes. Once approved and you accept your contract, funds in your account in less than 24 hours.

Flexible options

At Latitude, you can choose to apply for a Fixed or Variable loan, along with an option to set up monthly, fortnightly or weekly repayments.

Always be up to date

Your Customer Portal is a great way to stay up to date on your personal loan. View your balance, loan terms, interest rate, and more.

Let’s look at the nuts and bolts

Let’s do this together, answering all your questions, helping you manage your loan.

What can I use this loan for?

Buying that new car

Better comfort, better kerb appeal. Discover our car loans.

Important information

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.

Loan terms range from 2-7 years for Latitude Personal Loan and 1-7 years for Latitude Car and Motor Loan.

Latitude Personal Loan rates range from 5.75% p.a. to 25.99% p.a. (comparison rates 6.68% p.a. to 29.20% p.a.).

Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 5.99% p.a. and 9.99% p.a. (comparison rates 7.24% p.a. and 11.08% p.a.) and is available as a secured loan.

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.71% p.a. comparison rate), would equate to a total amount payable of $40,690 (including a $600 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however, an early termination fee may apply on a Fixed loan up until the last 3 months of your loan term.