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Get an estimate of your repayments
I'd like to borrow
$20,000
Loan term
7 years
At an interest rate of
16.00% p.a.
9.99% Interest rate p.a.^
29.39%
(11.66% Comparison rate p.a*)
(30.97%)
Estimated repayment including typical fees
$0 / week
Total interest paid
$0
Total amount paid
$0
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Get my rate estimateThis calculator is provided for illustrative purposes only and does not constitute a quote or pre-qualification. The interest rate you may be offered can differ from the interest rate displayed above and will be based on your personal circumstances. The total amount paid includes establishment and monthly fees. See all Fees & Charges for this product.
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Compare our fixed and variable loan options to find the right fit
Frequently asked questions
Fixed Loan Best for stability | Variable Loan Best for flexibility |
Interest rate from 9.99 %p.a.^ to 29.39 %p.a.^ Comparison rate from 11.66 %p.a.* to 30.97 %p.a.* | Interest rate from 9.99 %p.a.^ to 29.39 %p.a.^ Comparison rate from 11.66 %p.a.* to 30.97 %p.a.* |
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Why choose a fixed rate? A fixed rate makes budgeting easier. It’s ideal if you want certainty and peace of mind. Your interest rate stays the same, no surprises, no changes. | Why choose a variable rate? A variable rate offers flexibility. Ideal if you want to pay off your loan early with fewer restrictions. |
Frequently asked questions
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Important information
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.
Loan terms range from 2-7 years for Latitude Personal Loan.
Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.39% p.a. (comparison rates 11.16% p.a. to 30.97% p.a.).
Latitude Fixed Personal Loan rates range from 8.99% p.a. to 29.39% p.a. (comparison rates 10.67% p.a. to 30.97% p.a.).
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.61% p.a. comparison rate), would equate to a total amount payable of $45,330 (including a $395 establishment fee and $16.50 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.