Latitude Loans
Need money for a shiny car, scooting around the world, or consolidating debt? At Latitude, we’ll try and get you there, while we make sure it’s manageable and applying is easy. Check your loan options below.
Together, let’s choose a loan that’s right
I need a loan for...
Our Latitude loans
Personal
Loan
Renovating? Travelling? Or getting married? Whatever you need, let’s do it with a Latitude Personal Loan.
- Have an excellent credit rating†
- Be a homeowner or mortgage holder
- Be a new Latitude Personal Loan customer
- Loan amounts from $3,000
- Loan terms from 1 - 7 years
- Secured and unsecured loans
- Fixed rate for the life of the loan
- Weekly, fortnightly or monthly repayments
New and Used
Car Loan
Let’s make it easy. Like low repayments with the option of a balloon payment.
- Buy a vehicle less than 3 years old
- Be a homeowner or mortgage holder
- Be employed full time with the same employer for at least 18 months
- Loan amounts from $5,000 ($3,000 for motorbikes)
- Consumer and commercial loan terms available from 1 - 7 years
- Secured loans
- Fixed rate for the life of the loan
- Weekly, fortnightly or monthly repayments
Pay it faster and
save interest
No way, you say? Yes way. Repay your loan faster, save money1 and get on with the good stuff.
Why choose a Latitude Loan?
Let’s look at the nuts and bolts
Let’s do this together, answering all your questions, helping you manage your loan.
What can I use this loan for?
Buying that new car
Important information
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria.
†Excellent Credit Rating is as determined by Equifax.
Loan terms range from 1-7 years.
Latitude Personal Loan rates range from 6.49% p.a. to 19.49% p.a. for secured loans (comparison rates 7.75% p.a. to 20.66% p.a.) and 7.99% p.a. to 19.99% p.a. for unsecured loans (comparison rates 9.24% p.a. to 21.16% p.a.).
Latitude New and Used Car (Including Boat, Caravan, Motorbike and Commercial Vehicle) Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.
1 You can make additional payments at any time, however an early termination fee may apply if the loan is repaid within the first half of your loan term.
2 Purchase Protection, Price Protection and Extended Warranty Terms and Conditions here.