Latitude Loans
Need money for a shiny new car, an overseas adventure, or simplifying your repayments? Whatever your goals, we’ll try and get you there. Explore your options below.
Our Latitude loans
Personal
Loan
Renovating? Travelling? Or getting married? Whatever you need, let’s do it with a Latitude Personal Loan.
- Loan amounts from $5,000
- Loan terms from 2 - 7 years
- Secured and unsecured loans
- Fixed and Variable loans
- Weekly, fortnightly or monthly repayments
Fees & charges
| Establishment Fee | $395 |
| Loan Service Fee | $13 per month |
| Payment handling fee for using BPAY® | $1.50 |
| Late Payment Fee: | $40 In the event that you can’t make the minimum repayment by your agreed due date |
| Early Termination Fee: | Fixed loan: $500 up until the last 3 months of the loan term |
| Variable loan: No early termination fee | |
| Other Information | Loans with a variable interest rate are subject to change throughout the duration of the loan |
Why choose a Latitude Loan?
Let’s look at the nuts and bolts
Let’s do this together, answering all your questions, helping you manage your loan.
What can I use this loan for?
Buying that new car
Important information
^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.
Loan terms range from 2-7 years for Latitude Personal Loan.
Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.83% p.a.).
Latitude Fixed Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.93% p.a. to 31.83% p.a.).
* The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (17.40% p.a. comparison rate), would equate to a total amount payable of $45,418 (including a $395 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.
1 You can make additional payments at any time, however, an early termination fee may apply on a Fixed loan up until the last 3 months of your loan term.