Already using Latitude Low Rate Mastercard?
Don’t forget these great features.
Enjoy up to 55 days1 interest free on all purchases made with your Latitude Low Rate Mastercard.
Low interest rate
Low ongoing interest rate of 15.49%
Interest rates and fees
|Monthly account keeping fee||$0|
|Paper statements||$2.50 per statement|
|Cash advance fee||$1.95 or 3% of the cash advance, whichever is greater|
|Direct credit advance fee||$1.95 or 3% of the credit advance, whichever is greater. You’ll never pay more than $30|
|Minimum payment||$10 or 2.22% of the balance, whichever is greater|
|Payment handling fee||$2.50 (in person)
|ATM fee||Varies, depending on the ATM owner. Not applicable at Westpac ATMs|
|International ATM fee||$4, on top of the cash advance fee|
|International over the counter fee||$5, on top of the cash advance fee|
|Foreign exchange fee||3% of the total amount|
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Frequently Asked Questions
Your credit limit
Managing your account
1 To take advantage of up to 55 days Interest Free on everyday credit card purchases, you must pay the full balance of the account both for the statement before the purchases were made, and for the statement on which the purchases are listed.