- For vehicles less than 3 years old
- Be a homeowner or mortgage holder
- Be employed full time with the same employer for at least 18 months
- For all other vehicle loans
Fees & charges
|Loan Service Fee||$10 per month|
|Australia Post Payment Handling Fee||$1.50|
|BPAY® Payment Handling Fee||$0.50|
|Late Payment Fee||$40 in the event that you can’t make the minimum repayment by your agreed due date|
|Early Termination Fee||Up to $750 is payable if you pay the loan out. See how this can change over time|
Consumer and commercial loans available at 6.99%^ and 9.99%^ p.a. (8.10%* and 11.08%* p.a. comparison rate)
Calculate your repayments
Find out what your monthly repayments would be on a Latitude Car Loan.
New and used car loans from $5,000
|Fixed rate||For the life of the loan|
|Loan amounts||From $5,000|
|Repayments||Weekly, fortnightly or monthly|
|When||Choose the day of the week your repayments are deducted|
|Loan terms||1 - 7 years when purchased from a dealer|
|1 - 7 years for private sale purchases|
|Other benefits||For new or used vehicles|
|Cars up to 15 years of age at start of loan|
|Extra repayments accepted1|
Got a month with high expenses like rego, insurance or holidays? Pay a little extra each month, then take one month off from your repayments. You can even choose which month you want to take off.
Reduce your regular repayments, and opt to make a once off lump sum payment at the end of your loan, up to 30% of the vehicle value.
Borrow more than 100% of the vehicle price to cover extras like insurance and your on-road costs.
How we compare to the Big 4
Apply online today to see if you could save on repayments.
**Monthly repayments based on the headline interest rate of 12.69% p.a. as published.
Interest rates correct as at 1st August 2019 from provider's websites. Monthly repayment amount based on a $30,000 loan over 5 years.
Latitude Car loan as compared with the 'ANZ Fixed Rate Personal Loan', CBA 'Secured Car Loan', NAB 'Fixed Rate Personal Loan For a Car', and Westpac 'Car Loan'
Frequently asked questions
About my loan
Application and approval
Fees, charges and interest
We're here to help
Got questions for our car loan team? Call now on 13 10 24
Mon - Fri 8am - 6pm (AEST), Weekends closed
^Approved customers only. Terms, conditions, fees and charges apply for Latitude Low Rate Personal Loan and Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.
Latitude Low Rate Secured Personal Loan interest rate is 9.99% with a comparison rate of 11.22% p.a.
Latitude Low Rate Unsecured Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a.
Latitude Personal Loan rates range from 12.99% p.a. to 28.99% p.a. for secured loans (comparison rates 14.20% p.a. to 30.13% p.a.) and 13.99% p.a. to 29.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 31.13% p.a.).
Latitude New and Used Car Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.
*The Comparison rate for the above products are based on $30,000 over 5 years.
WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).
Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.
1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.