How Technology Can Help You Hack Your Finances

Keeping track of your money is tough at the best of times. As we grow older, it only gets more complex. Oh for the days when tax time basically meant writing your salary on a piece of paper and waiting for a tidy little rebate. Factor in different jobs, multiple credit cards, investments, fees, interest, concessions, family members, property...hoo boy! It's a pain.

At the end of the day, you should be focused on earning and spending your money, not counting it. Thankfully, the future is now and there are a bunch of apps and online tools to make light work of it. While we wait patiently for the inevitable rise of the machines, we might as well enlist their help before they rebel.

Take the guesswork out of budgeting with...

MoneyBrilliant is a super useful tool. A free service, this app is like a financial boot camp to get your money working harder for you.

Invest your spare change with…

Raiz. This is a micro-investing app that (once linked to your accounts) rounds each purchase up to the next dollar and invests that extra amount on your behalf into exchange-traded funds.

Keep yourself on track with…

Good Budget - this app helps you budget with a virtual interpretation of the envelope method. Create categories like eating out, rent, groceries and so on to make household budgeting easier. Not only is it good for your household budget with its features to share and sync with others, but it can help you pay off debt and save up for big expenses like your next car or holiday.

Split the bills with...

Splitwise. Whether it's sharehouse utilities, sporting team registration, or party planning, Splitwise keeps a running total over time to diffuse the tension in your group chat and keep the remnants of your high school maths where they belong...back at high school. Phew.

Speaking of getting your finances in order, why not check out our all-in-one debt consolidation guide.