Get that BBQ now on interest free with Latitude Gem Visa

Shop interest free on BBQs, outdoor living, gas/wood heating, accessories and more. Minimum spend applies. See details below.

Hot offers

On purchases over $1000. In-Store only.
24
MONTHS
Interest free
Minimum financed amount $1000.
Minimum financed amount $1000.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan details
On purchases over $500.
12
MONTHS
Interest free
Minimum financed amount $500.
Minimum financed amount $500.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan details
On purchases over $300. In-Store only.
6
MONTHS
Interest free
Minimum financed amount $300.
Minimum financed amount $300.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan details
On purchases over $500. In-Store only.
12
MONTHS
Interest free
Minimum financed amount $500.
Minimum financed amount $500.
Flexible
repayments
Pay when it suits me
Plan details

Latitude interest free payment plans explained

Latitude Gem Visa credit card
“I want to pay off my big-ticket items over time, and chip in extra when I can”
Flexible
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
LatitudePay
“I want to pay off a smaller purchase in 10 weekly payments”
Flexible
Pay over 10 weekly payments for items up to $1000, with as many purchases as you like as long as the total is under your approved spend amount.
Equal Monthly
“Keep it simple and pay the same amount every month”
Equal Monthly
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
Minimum Monthly
“Pay minimum monthly payments, but chip in extra where I can”
Minimum Monthly
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time. Plans start from 6 months.
Flexible
“Pay when it suits me”
Flexible
You don’t need to make any payments during the promotional period. However, you can make payments at any time. Plans start from 3 months.

How to shop interest free

Don't have an interest free card?

Apply now for Latitude Gem Visa

Gem visa card
How to apply
  • Apply online in 10 minutes
  • Once approved, simply activate your card online using the Latitude app
  • In-store purchases: provide us with your photo ID and account number
  • Online purchases: checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
Apply now

Have one of these cards?

Start shopping interest free now!

Interest free cards
How to shop interest free
  • For online purchases simply enter your card or account number during the checkout process
  • Or visit your nearest store and present your card at checkout
Start shopping now

Why choose Latitude Gem Visa?

Flexible, long-term payment options

We're here for all your big-ticket items. We've partnered with some of Australia's best brands and retailers to give you fantastic long-term interest free plans.

0% interest for 6 months

Shopping is better with Latitude Gem Visa, and with over 40 million locations where Visa is accepted, you'll get six months interest free when you spend $250 or more.

Ready, Set, Tap

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.

Stay on track with your spending

With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.

Rates & Fees

Latitude Gem Visa credit card

0

%
p.a.
for 6 months on everyday purchases $250 and over

0

%
p.a.
on Interest Free Payment Plans

0

%
p.a.
up to 55 days interest free1 on everyday purchases

21.45

%
p.a.
interest rate on everyday purchases

$8.95

monthly account service fee
LatitudePay

No interest.

Ever. Simply pay on time to avoid a late fee.

0

%
p.a.
set-up fee

0

%
p.a.
no monthly account service fee

Important information

Interest Free with Minimum Monthly Payment plans (Interest Free Promotion). Available on 6, 12 & 24 Month Terms
Approved customers only. Conditions, fees and charges apply. Minimum spends apply. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. At the end of the plan, interest will be charged at 24.99% p.a. Account service fee of $8.95 per month applies.

Interest Free with Equal Monthly Payments (Instalment Interest Free Promotion). Available on 50 Month Terms
Approved customers only. Conditions, fees and charges apply. Minimum spends apply. Payable by 50 approximate equal monthly instalments (exact amounts specified in your statement). At the end of the plan, interest will be charged at 24.99% p.a. Account service fee of $8.95 per month applies.

Interest Free with Flexible Payments (Buy Now Pay Later Promotion). Available on 12 Months Terms
Approved customers only. Conditions, fees and charges apply. Minimum spends apply. Interest and payments are payable on any outstanding balance after the plan expires. At the end of the plan, interest will be charged at 24.99% p.a. Account service fee of $8.95 per month applies.

General Terms and Conditions
This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Visa and the Visa brand are registered trademarks of Visa International.

1To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

*From 8 June 2022, the $30 monthly late payment fee will increase to $35.

® Registered to BPAY Pty Ltd ABN 69 079 137 518