Get that BBQ now on interest free with Latitude Gem Visa

Shop interest free on BBQs, outdoor living, gas/wood heating, accessories and more. Minimum spend applies. See details below.

Hot offers

On purchases over $1000. In-Store only.
24
MONTHS
Interest free
Minimum financed amount $1000.
Minimum financed amount $1000.
Minimum Monthly
repayments
Pay minimum monthly payments, but chip in extra where I can
Plan types
On purchases over $500. In-Store only.
12
MONTHS
Interest free
Minimum financed amount $500.
Minimum financed amount $500.
Flexible
repayments
Pay when it suits me
Plan types

Latitude interest free payment plans explained

Equal Monthly
“Keep it simple and pay the same amount every month”
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
Minimum Monthly
“Pay minimum monthly payments, but chip in extra where I can”
You need to make a minimum payment each month, but you have the flexibility to make extra payments at any time.
Flexible
“Pay when it suits me”
You don’t need to make any payments during the promotional period. However, you can make payments at any time.

How to shop interest free

Don't have an interest free card?

Apply now for Latitude Gem Visa

Gem visa card
How to apply
  • Apply online in 10 minutes
  • Once approved, simply activate your card online using the Latitude app
  • In-store purchases: provide us with your photo ID and account number
  • Online purchases: checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
Apply now

Have one of these cards?

Start shopping interest free now!

Interest free cards
How to shop interest free
  • For online purchases simply enter your card or account number during the checkout process
  • Or visit your nearest store and present your card at checkout
Start shopping now

Why choose Latitude Gem Visa?

Flexible, long-term payment options

We're here for all your big-ticket items. We've partnered with some of Australia's best brands and retailers to give you fantastic long-term interest free plans.

0% interest for 6 months

Shopping is better with Latitude Gem Visa, and with over 40 million locations where Visa is accepted, you'll get six months interest free when you spend $250 or more.

Ready, Set, Tap

Introducing our new instant cardless payment feature where you can apply, get approval, and start shopping from your phone in minutes.

Stay on track with your spending

With the Latitude App, it's never been easier to manage your payments and stay on top of your due dates.

Rates, Fees and Conditions

0

%
p.a.
for 6 months on everyday purchases $250 and over

0

%
p.a.
on long-term Interest Free Payment Plans

0

%
p.a.
up to 55 days interest free1 on everyday purchases

24.99

%
p.a.
interest rate on everyday purchases

$99

annual fee

Important information

Interest Free with Minimum Monthly Payments (Interest Free Promotion). Available on 6, 12 & 24 Month Terms
Approved customers only. Minimum spends apply. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%.

Interest Free with Equal Monthly Payments (Instalment Interest Free Promotion). Available on 36 Month Terms
Approved customers only. Minimum spends apply. This plan is payable across 36 approximate equal instalments (exact amount specified in your statement). At the end of the plan, interest will be charged at 24.99%. A $99 annual fee for Gem Visa applies for Latitude Gem Visa.

Interest Free with Flexible Payments (Buy Now Pay Later Promotion). Available on 12 Months Terms
Approved customers only. Minimum spends apply. Interest and payments are payable on any outstanding balance after the plan expires. A $99 annual fee for Latitude Gem Visa applies. At the end of the plan, interest will be charged at 24.99%.

General Terms and Conditions
This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to Latitude GO MasterCard, CreditLine and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.

Visa and the Visa brand are registered trademarks of Visa International.

1To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

® Registered to BPAY Pty Ltd ABN 69 079 137 518