Up to 12 months Interest Free at Amazon.com.au.
![Up to 60 months Interest Free at ,[object Object],.](/images/header/harvey-norman.webp)
![50 months Interest Free at ,[object Object],.](/images/header/the-good-guys.webp)
![24 months Interest Free at ,[object Object]](/images/header/jb-hifi.webp)
Find an offer
Pay over time with Latitude Interest Free
There are several ways to pay when you choose a long-term Interest Free payment plan at 100s of retailer partners. Flexible plan lengths might differ by store.
T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may also apply.
Always equal
Equal Monthly plan
Keep it simple and pay the same amount every month.
Total plan amount is paid in the agreed number of monthly payments.
Gives you flexibility to pay out early without any penalty.
Pay extra anytime
Minimum Monthly plan
Available provided you pay your credit card minimum payment each month.
Gives you flexibility to add extra when possible.
Paying this way may not clear the plan within your plan period.
Interest applies on any outstanding balance at the end of your plan period.
Pay anytime
Deferred Payment plan
No need to pay anything upfront.
Make payments at any time it suits you during plan period.
Interest applies on any outstanding balance at the end of your plan period.
Important information
1 To take advantage of up to 55 days Interest Free on credit card general purchases, you need to pay the full closing balance (excluding un-expiring Interest Free Payment Plans) on each statement of account by the applicable due date.
* Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. T&Cs, monthly credit card fee and other charges apply. Exclusions may apply.
2 To take advantage of up to 55 days interest free on general credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.
3 T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply. Exclusions may apply.
New customers only. T&Cs, monthly credit card fee (currently $10.95) and other charges apply. Monthly payments required. Must be approved and spend by 31 January 2026. To qualify for $100 Amazon Gift Card, you must be approved and fulfil on the terms of the offer by spending $500 or more on an Interest Free payment plan on Amazon using your Gem Visa credit card by 31 January 2026. Latitude may vary, extend or withdraw this offer at any time without notice. Interest Free payment plans do not include general purchases, cash advances, cash equivalent transactions, card fees or charges, credits, refunds, reimbursements, interest and balance transfers into an account. Transactions must be fully processed and any pending transactions at the end of the offer period will not count towards the spend criteria for the period. Your Amazon Gift Card will be sent to your nominated email address within 90 days of meeting the spend criteria. The account must be open and not in default of the credit contract when the Gift Card is sent. Visit https://www.latitudefinancial.com.au/interest-free/amazon/ for details. Excludes any other offers. Credit provided by Latitude Finance Australia ABN 42 008 583 588. Australian Credit Licence number 392145.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Visa and the Visa brand are registered trademarks of Visa International.