¹ To take advantage of up to 55 days Interest Free on credit card general purchases, you need to pay the full closing balance (excluding un-expiring Interest Free Payment Plans) on each statement of account by the applicable due date.

^* Extended Interest Free terms may vary. Available at participating retailers to approved applicants only. T&Cs, monthly credit card fee and other charges apply. Exclusions may apply.

² To take advantage of up to 55 days interest free on general credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

³ T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply. Exclusions may apply.

⁴The 0% Annual Purchase Rate for 9 months is available to applicants who apply for a Latitude Low Rate Mastercard, sign up for the offer, and are approved by 12 January 2026. The purchase rate will be 0% p.a. for the first 9 months from approval, after which it will revert to the standard purchase rate (currently 13.99% p.a., subject to change).

Monthly payments are required (exact amounts specified in your statement). Paying only the minimum monthly payment may not repay the purchase(s) in full before the end of the interest-free period. Any remaining balance at the end of the interest-free period will attract interest at the purchase rate (currently 13.99% p.a., subject to change).

Eligible transactions exclude cash advances, balance transfers, cash equivalents, credit fees or charges, credits, refunds, and reimbursements. Your account must remain open to continue receiving interest-free days during the promotional period.

Limited to one offer per applicant. Latitude may vary, extend, or withdraw this offer at any time without notice. Terms & Conditions, annual fee, and other charges apply.

⁵Excludes long-term Interest Free payment plans. Other exclusions, T&Cs, card fee (currently $10.95) & other charges apply. $250 Latitude Rewards are available to new Latitude Gem Visa credit card applicants, who signed up for the offer and are approved by 30 January 2026 and fulfilled the offer terms. To qualify, you must fulfil on the terms of the offer by spending $1,600 or more on general purchases each statement period for 3 consecutive months from the date of your approval. General purchases exclude cash advances, cash-equivalent transactions, card fees or charges, credits, refunds, reversed transactions or reimbursements, Interest Free plans, interest and balance transfers into your account. Only fully processed transactions at the end of statement period will count towards the spending requirement; pending transactions will not be considered. The account must be open and not in default of the credit contract when the Rewards are sent to you. Your Rewards will be credited to your account within 90 days of meeting the spend criteria. Latitude may vary, extend, or withdraw this offer at any time without notice.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Visa and the Visa brand are registered trademarks of Visa International.