Latitude Eco MasterCard

Latitude Eco MasterCard

The Latitude Eco MasterCard is no longer taking new applications. If you’re after a flexible card alternative, view all our credit card options.

Already using Latitude Eco MasterCard?
Don’t forget these great features.

Help offset greenhouse gas emissions

an amount equal to 1% of net purchases will be used to purchase carbon offsets each year on Earth Day (22 April) to help reduce greenhouse gas emissions*

Streamlined rates and fees

Our rates are easy to understand and you’ll only have to pay one manageable annual fee

Spend wherever and whenever you like

Use your Eco MasterCard at over 30 million locations worldwide where MasterCard is accepted.

Got questions? Call Customer Solutions on 1300 734 543, Mon - Fri: 8am-9pm, Sat to Sun: 8:30am-8pm (AEST)

Interest rates and fees

Interest Rates

% p.a.
For up to 55 days1
% p.a.
For the first 6 months
% p.a.
interest rate
% p.a.
cash rate


Annual fee$49
Monthly account keeping fee$0
Replacement card fee$0
Paper statement fee$2.50
Cash advance fee $1.95 or 3% of the cash advance, whichever is greater
Direct credit advance fee $1.95 or 3% of the credit advance, whichever is greater. You’ll never pay more than $30
Minimum payment $30 or 2.5% of the balance, whichever is greater
Late fee $20
Payment handling fee $2.50 (in person) Charged for each payment made in person
$0.95 (online) Charged for each payment made online (this excludes payments made via the Online Service Centre)
ATM fee Varies, depending on the ATM owner. Not applicable at Westpac ATMs
International ATM fee $4, on top of the cash advance fee
International over the counter fee $5, on top of the cash advance fee
Foreign exchange fee 3% of the total amount

Manage your account online

Keep track of your payments

Access your account from anywhere at anytime.

Stay up-to-date

Keep us in the loop with any changes to your personal information.

Never miss a payment

Opt-in to receive email reminders when your payment is due.

Got questions? Call the Low Rate MasterCard team on 1300 734 543, Mon - Fri: 8am-9pm, Sat to Sun: 8:30am-8pm (AEST)

Frequently Asked Questions

Your credit limit

Managing your account

Important Information

* We purchase carbon offsets from partners whose projects and business have been through a rigorous process of accreditation by an independent 3rd party ‘Green Order’. Alternatively, cardholders can elect to have an amount equal to 0.50% of their net purchase used to purchase carbon offsets and receive 0.50% of their net purchases as cash back which will be credited to their account on their May statement.

1 To take advantage of up to 55 days’ interest free on credit card purchases, you must pay the full balance of the account (excluding any unexpired interest free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.