Already using Latitude Eco Mastercard?
Don’t forget these great features.
Help offset greenhouse gas emissions
An amount equal to 1% of net purchases will be used to purchase carbon offsets each year on Earth Day (22 April) to help reduce greenhouse gas emissions*
Streamlined rates and fees
Our rates are easy to understand and you’ll only have to pay one manageable annual fee
Spend wherever and whenever you like
Use your Eco Mastercard at over 30 million locations worldwide where Mastercard is accepted.
Interest rates and fees
|Monthly account keeping fee||$0|
|Replacement card fee||$0|
|Paper statement fee||$2.50|
|Cash advance fee||$1.95 or 3% of the cash advance, whichever is greater|
|Direct credit advance fee||$1.95 or 3% of the credit advance, whichever is greater. You’ll never pay more than $30|
|Minimum payment||$30 or 2.5% of the balance, whichever is greater|
|Payment handling fee||$2.50 (in person) Charged for each payment made in person
$0.95 (online) Charged for each payment made online (this excludes payments made via the Online Service Centre)
|ATM fee||Varies, depending on the ATM owner. Not applicable at Westpac ATMs|
|International ATM fee||$4, on top of the cash advance fee|
|International over the counter fee||$5, on top of the cash advance fee|
|Foreign exchange fee||3% of the total amount|
Manage your account online
Keep track of your payments
Access your account from anywhere at anytime.
Keep us in the loop with any changes to your personal information.
Never miss a payment
Opt-in to receive email reminders when your payment is due.
Frequently Asked Questions
Your credit limit
Managing your account
* We purchase carbon offsets from partners whose projects and business have been through a rigorous process of accreditation by an independent 3rd party ‘Green Order’. Alternatively, cardholders can elect to have an amount equal to 0.50% of their net purchase used to purchase carbon offsets and receive 0.50% of their net purchases as cash back which will be credited to their account on their May statement.
1To take advantage of up to 55 days Interest Free on everyday credit card purchases, you must pay the full balance of the account both for the statement before the purchases were made, and for the statement on which the purchases are listed.