GO Mastercard

No annual fee and free access to the GO Rewards program. Just some of the reasons to make GO Mastercard® your everyday go-to credit card.

Is GO Mastercard right for you?

0% Interest payment plans

Take the stress out of paying off your card with one of our expertly designed

Spend wherever and whenever you like

Use your GO Mastercard at over 30 million locations worldwide.

Reward yourself
Earn 1

point for every dollar spent and redeem at dozens of retailers.

Interest rates and fees

Interest rates:
0 % p.a.
on all purchases for up to 55 days1
22.74 % p.a.
standard purchase interest rate3
25.90 % p.a.3
on cash advances
25.90 % p.a.3
on expired promotional

Making the most of your GO Mastercard

Everyday use

There are lots of ways to make your GO Mastercard work for you.

Interest Free offers

Take advantage of 12, 18 and 24-month Interest Free payments plans from a range of retailers.

Start shopping

Find a participating store near you and start you Interest Free spending spree today.

3 steps to enjoying your own

Apply online

Check your eligibility and complete your application in less than 10 minutes.

Get your approval

We will give you a response on your application in under 60 seconds.

Get your card

If approved, you'll be able to shop with your account number straight away.

Application checklist:

To be eligible, you must be:
  • At least 18 years of age
  • A permanent resident of Australia
And make sure you provide the following:
  • Driver’s licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number

Frequently Asked Questions

Application and activation

Your credit limit

Managing your account

Important Information

1 To take advantage of up to 55 days Interest Free on every day credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

2 Points are not earned on cash advances, cash equivalent transactions, balance transfers, Buyers Protection Premiums or interest, fees and charges. Points are capped at 100,000 per year.

3 Interest rate applicable to outstanding credit card purchases.

Buyer’s Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469. Any advice on this website does not take into account your personal objectives, financial situation or needs. You can find more information about your Buyer's Protection in the Product Disclosure Statement (PDS).

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.