Go MasterCard

GO MasterCard

No annual fee and free access to the GO Rewards program. Just some of the reasons to make GO MasterCard your everyday go-to credit card.

Apply now

Is GO MasterCard right for you?

0% Interest payment plans

Take the stress out of paying off your card with one of our expertly designed

Spend wherever and whenever you like

Use your GO MasterCard at over 30 million locations worldwide.

Reward yourself

Earn 1

point for every dollar spent and redeem at dozens of retailers.

Safeguard your spending

Make sure your GO MasterCard account is covered with

Call the GO MasterCard team on 1300 462 273
Mon - Fri, 8:30am - 7pm (AEST)
Sat, 9am - 5pm (AEST)

Get your GO MasterCard now.

Interest rates and fees

Interest Rates

% p.a.
on all purchases for up to 62 days1
% p.a.
standard purchase interest rate3
% p.a.3
on cash advances
% p.a.3
on expired promotional purchases


Establishment fee$25 (one-off payment)
Account servicing fee$4.95 per month
Card replacement fee$0
Paper statements$2.50 per statement
Late fee $20
Cash advance fee $3 or 3% of the cash advance, whichever is greater
Direct credit advance fee $3 or 3% of the credit advance, whichever is greater. You’ll never pay more than $30
International cash advance fee $4, on top of the cash advance fee
International cash over the counter fee $5, on top of the cash advance fee
International transaction fee 3% of the purchase or cash advance
Payment handling fee $2.50 (in person)
$0.95 (online)

Making the most of your GO MasterCard

Everyday use

There are lots of ways to make your GO MasterCard work for you.

Discover them all

Special offers

Take advantage of 12, 18 and 24-month interest-free payments plans from a range of retailers.

View offers

Start shopping

Find a participating store near you and start you interest-free spending spree today.

Find a store

3 steps to enjoying your own GO MasterCard


Apply online

Check your eligibility and complete your application in less than 10 minutes.


Get your approval

We will give you a response on your application in under 60 seconds.


Get your card

If approved, you’ll be able to shop with your account number straight away.

Cover yourself with credit card insurance

You never know what’s going to happen down the track, so why not take out insurance to protect yourself against the unexpected. Apply for this cover as part of your application or at any time after by calling us.
Free call on 1800 800 230.

Application checklist:

To be eligible, you must be:
  • At least 18 years of age
  • A permanent resident of Australia
And make sure you provide the following:
  • Driver’s licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number

Call the GO MasterCard team on 1300 462 273
Mon - Fri, 8:30am - 7pm (AEST)
Sat, 9am - 5pm (AEST)

Get your own GO MasterCard now.

Frequently Asked Questions

Application and activation

Your credit limit

Managing your account

Can’t find what you’re looking for?

Important Information

1 To take advantage of up to 62 days Interest Free on everyday credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed.

2 Points are not earned on promotional purchases, cash advances, cash equivalent transactions, balance transfers, Buyers Protection Premiums or interest, fees and charges. Points are capped at 100,000 per year.

3 Interest rate applicable to outstanding credit card purchases.

Buyer’s Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469, both trading as. Any advice on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, and read the relevant Product Disclosure Statement (PDS) before deciding whether to purchase this product.