Snooze now. Pay later.

Big. Small. Shop it all. Shop for all your bedroom essentials Interest Free with a Latitude Gem Visa credit card.

New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only. Minimum spend applies. See details below.

Apply for Latitude Gem Visa

Shop now with a Latitude Gem Visa credit card

Pay minimum monthly payments over 6-24 months and chip in extra where you can. Available in-store and online.

6 MONTHS
MINIMUM MONTHLY PAYMENT PLAN
On purchases over $500
Terms & Conditions
12 MONTHS
MINIMUM MONTHLY PAYMENT PLAN
On purchases over $750
Terms & Conditions
18 MONTHS
MINIMUM MONTHLY PAYMENT PLAN
On purchases over $999
Terms & Conditions
24 MONTHS
MINIMUM MONTHLY PAYMENT PLAN
On purchases over $999
Terms & Conditions

How to shop interest free

With a new Latitude Gem Visa credit card

Apply now for a Latitude Gem Visa credit card

Interest free cards
How to apply
  • Apply online in 10 minitues
  • Once approved, simply activate your card online using the Latitude app
  • In-store purchases: provide us with your photo ID and account number
  • Online purchases: checkout using your Latitude Gem Visa credit card account number and have your mobile phone on hand for verification
Apply now

With your existing Latitude credit card

Start shopping interest free now!

Interest free cards
How to shop interest free
  • For online purchases simply enter your card or account number during the checkout process
  • Or visit your nearest store and present your card at checkout
Start shopping now

Rates & Fees

Latitude Gem Visa credit card

0

%
p.a.
for 6 months on everyday purchases $250 and over

0

%
p.a.
on Interest Free Payment Plans

0

%
p.a.
up to 55 days Interest Free1 on everyday purchases

27.99

%
p.a.
interest rate on everyday purchases

$10.95

monthly account service fee
(subject to change)

Important information

Minimum Monthly Payment Plan. Available on 6, 12, 18 & 24 months.
*Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Minimum spend applies to different plan term(s): minimum spend $500 for 6 months, $750 for 12 months, $999 for 18 months and $999 for 24 months. Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. The Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card.

Online & In-Store Orders
If you have made a Latitude Interest Free order online, details of your monthly payment will appear on your next statement after you’ve made your order.

General Terms and Conditions
This notice is given under the Latitude Credit Card General Terms and Conditions (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Visa and the Visa brand are registered trademarks of Visa International.

1 To take advantage of up to 55 days interest free on credit card general purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

® Registered to BPAY Pty Ltd ABN 69 079 137 518