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There are 4 ways to earn Latitude Rewards
Earn 3% back in Latitude Rewards1 on eligible spend across groceries, dining, food delivery, movie and theatre ticket purchases — after you spend $1,000 or more on general purchases in a statement period. T&Cs apply.
Grocery shopping
Dining out
Food delivery
Cinema & theatre tickets
Choose from over 100 eGift cards to spend your Latitude Rewards on
Unlock even more
Redeem points or use your Latitude credit card while shopping.
Save with our Merchant Offers and earn a percentage back in Latitude Rewards.
Unlock $200 Visa eGift Card*
Latitude Gem Visa
Interest Free shopping + day-to-day rewards
For new customers approved by 26 May 2026
Get the Latitude App.
Important information
*Excludes long-term Interest Free payment plans. Other exclusions, T&Cs, monthly credit card fee (currently $10.95) & other charges apply. $200 Visa eGift Card is available to Latitude Gem Visa credit card applicants, who signed up for the offer and are approved by 26 May 2026. Offer is not available to current Latitude Gem Visa cardholders and is limited to one offer per applicant. To qualify, you must be approved and fulfil the terms of the offer by spending $1,500 or more on general purchases each statement period for 3 consecutive months from the date of your approval. General purchases exclude cash advances, cash-equivalent transactions, card fees or charges, credits, refunds, reversed transactions or reimbursements, Interest Free plans, interest and balance transfers into your account. Only fully processed transactions at the end of statement period will count towards the spending requirement; pending transactions will not be considered. The account must be open and not in default of the credit contract when the Visa eGift Card is sent to you. Your Visa eGift Card will be sent to your nominated email address within 90 days of the meeting the spend criteria. Latitude may vary, extend, or withdraw this offer at any time without notice. For full terms & conditions of the Visa eGift Card visit https://activgiftcard.com.au/terms/.
1 If you are approved for a Latitude Gem Visa credit card from 15 October 2025, or have opted into the Latitude Gem Visa Rewards Program by agreeing to vary your contract terms, the following categories for earning Latitude Rewards shall apply.
When you spend $1,000 or more on eligible transactions on the account within your statement period, we will issue you a redeemable amount in the form of Latitude Rewards equivalent to 3% on qualifying transactions based on the above merchant category codes (MCC).
Merchant categories are determined by a merchant’s Merchant Category Code (MCC). We are not responsible for designating MCCs and have no control over the same. You’re unable to earn and receive rewards if you use an intermediary payment platform. An example (but not limited to this list) is PayPal, Google or Amazon.
Exclusions to eligible transactions apply.
The Latitude Rewards will be issued by EonX Services Pty Ltd and will be available for redemption via the Latitude App or Latitude Service Centre within 30 days from the end of the statement period. The primary cardholder has up to 18 months to redeem from the date of issue. View Latitude Gem Visa Rewards Program Terms and Conditions.
Latitude General Terms and Conditions set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
Woolworths Group Limited ABN 88 000 014 675 is the issuer of the Woolworths Supermarket Gift Card, but is not the promoter of the offer, nor responsible for fulfilment of the offer terms. Woolworths Supermarket eGift Cards have no expiry date and are redeemable at participating stores only. For a list of participating stores and full Gift Card Terms and Conditions visit woolworths.com.au/giftcards.
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