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There are 4 ways to earn Latitude Rewards
Earn 3% back in Latitude Rewards1 on eligible spend across groceries, dining, food delivery, movie and theatre ticket purchases — after you spend $1,000 or more on general purchases in a statement period. T&Cs apply.
Grocery shopping
Dining out
Food delivery
Cinema & theatre tickets
Choose from over 100 eGift cards to spend your Latitude Rewards on
How to redeem your rewards
Download or open the Latitude App or log onto the Latitude Service Centre.
Go to the ‘Benefits’ tab and click on the `Redeem now` button under the Latitude Rewards Program.
Use your Latitude Rewards to buy eGift cards, dining and cinema vouchers at your favourite retailer partners.
Each Latitude Reward is worth $1, no points conversion needed.
Latitude Rewards expire 18 months from the date they have been issued.
Unlock even more
Redeem points or use your Latitude credit card while shopping.
Save with our Merchant Offers and earn a percentage back in Latitude Rewards.
Ready for what’s next?
Unlock a Bonus $250 Latitude Rewards
Latitude Gem Visa
Interest Free shopping + day-to-day rewards
For new customers approved by 30 Jan 2026
Get the Latitude App.
Important information
1 If you are approved for a Latitude Gem Visa credit card from 15 October 2025, or have opted into the Latitude Gem Visa Rewards Program by agreeing to vary your contract terms, the following categories for earning Latitude Rewards shall apply.
When you spend $1,000 or more on eligible transactions on the account within your statement period, we will issue you a redeemable amount in the form of Latitude Rewards equivalent to 3% on qualifying transactions based on the above merchant category codes (MCC).
Merchant categories are determined by a merchant’s Merchant Category Code (MCC). We are not responsible for designating MCCs and have no control over the same. You’re unable to earn and receive rewards if you use an intermediary payment platform. An example (but not limited to this list) is PayPal, Google or Amazon.
Exclusions to eligible transactions apply.
The Latitude Rewards will be issued by EonX Services Pty Ltd and will be available for redemption via the Latitude App or Latitude Service Centre within 30 days from the end of the statement period. The primary cardholder has up to 18 months to redeem from the date of issue. View Latitude Gem Visa Rewards Program Terms and Conditions.
Latitude General Terms and Conditions set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
Woolworths Group Limited ABN 88 000 014 675 is the issuer of the Woolworths Supermarket Gift Card, but is not the promoter of the offer, nor responsible for fulfilment of the offer terms. Woolworths Supermarket eGift Cards have no expiry date and are redeemable at participating stores only. For a list of participating stores and full Gift Card Terms and Conditions visit woolworths.com.au/giftcards.
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Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.
Visa and the Visa brand are registered trademarks of Visa International.