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Gem VisaApply Now
0% Balance Transfer

Enjoy 0% p.a. for 12 months on balance transfers.*

Offer ends 24 June 2024. 3% balance transfer fee applies.
Visit the Latitude Service Centre or Latitude App to apply.

How to apply

Balance Transfer Offer
  1. Visit Latitude Service Centre by clicking the Log in button in the top right corner or open the Latitude App (please ensure you download the latest version)
  2. Log in using your Latitude ID.
  3. Select the Balance Transfer tab and fill in the form using promo code BT012 to get 0% offer.
  4. If you don't have a Latitude ID, simply register from the login page and follow the steps above.
  5. For more information on Terms and Conditions click here.

Frequently Asked Questions

Important information

* Balance transfer applies to eligible customer's Australian non-Latitude credit cards only. Balance transfer amounts commencing from $500 or more, up to 85% of your Latitude Gem Visa credit limit. Monthly payments required (exact amounts specified in your statement). Paying only the minimum monthly payment may not pay out the balance transfer amount before the end of the promotional period. If there is an outstanding balance after the promotional period, interest will be charged at the cash advance rate, currently 29.99% (subject to change). A once-off balance transfer fee of 3% applies to the amount being transferred. This will be charged to your Latitude Gem Visa credit card account when the balance transfer is processed.

Offer expires on 24th June 2024 and is only available to existing customers who have submitted application form using promo code: BT012. If this promo code is not included in the application form, then the standard balance transfer rate may apply. Eligibility criteria apply. Subject to approval.

Conditions of use set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.