Fees & charges
|Establishment fee||$140 for loans under $4,000|
|$250 for loans over $4,000|
|Loan service fee||$13 per month|
|Australia Post payment handling fee||$1.50|
|Payment handling fee||$1.50|
|Late payment fee:||$35|
|In the event that you can’t make the minimum repayment by your agreed due date|
|Early termination fee:|
|Within the first half of your loan term||$300|
|Within the second half of your loan term||$0|
About the loan
|Loan amounts||From $3,000|
|Fixed Rate||For the life of the loan|
|Repayments||Weekly, fortnightly, monthly|
|When||Choose the day of the week your|
|repayments are deducted|
|Loan terms||2 to 7 years|
|Other benefits||Extra repayments accepted¹|
- Be 18 years or over
- Be currently employed
- Be a permanent Australian resident
- Be free from bankruptcy for the past 7 years
- Be able to demonstrate a good credit history for the past 5 years.
^ Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria.
* Comparison rate for the above product is based on an secured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only in the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 12.99% p.a. (14.20% p.a. comparison rate), would equate to a total amount payable of $42,068 (including a $250 establishment fee and $13 monthly loan servicing fees).
1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.