Fees & charges
$140 for loans under $4,000
$250 for loans over $4,000
Loan service fee
$13 per month
Australia Post payment handling fee
Payment handling fee
Late payment fee:
In the event that you can’t make the minimum repayment by your agreed due date
Early termination fee:
Within the first half of your loan term
Within the second half of your loan term
About the loan
For the life of the loan
Weekly, fortnightly, monthly
Choose the day of the week your
repayments are deducted
2 to 7 years
Extra repayments accepted¹
- Be 18 years or over
- Be currently employed
- Be a permanent Australian resident
- Be free from bankruptcy for the past 7 years
- Be able to demonstrate a good credit history for the past 5 years.
^ Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria.
* Comparison rate for the above product is based on an secured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only in the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 12.99% p.a. (14.20% p.a. comparison rate), would equate to a total amount payable of $42,068 (including a $250 establishment fee and $13 monthly loan servicing fees).
1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.