Fees & charges
|Establishment Fee||$140 for loans under $5,000|
|$250 for loans over $5,000|
|Loan Service Fee||$13 per month|
|Australia Post Payment Handling Fee||$1.50|
|BPAY® Payment Handling Fee||$1.50|
|Late Payment Fee:||$35 In the event that you can’t make the minimum repayment by your agreed due date|
|Early Termination Fee:||$300 within the first half of your loan term|
|$0 within the second half of your loan term|
Let’s talk loan details
|Fixed rate||For the life of the loan|
|Loan amounts||From $3,000|
|Repayments||Weekly, fortnightly, monthly|
|When||Choose the day of the week your repayments are deducted|
|Loan terms||1 - 7 years|
|Loan types||Secured and unsecured|
|Other benefits||Optional loan protection insurance|
|Unlimited free disbursement|
|Extra repayments accepted1|
How to apply
- Apply online and receive a response in 60 seconds.
- Provide required documents, such as your payslips and identification documents.
- Accept and return your loan contract online.
- Obtain funds within 24-48 hours of us receiving your online acceptance.
- Be 18 years or over
- Be a permanent Australian resident
- Be currently employed
- Be able to demonstrate a good credit history for the last 5 years
- Be free from bankruptcy for the last 7 years
^ Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria.
* Comparison rate for the above product is based on an secured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only in the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 12.99% p.a. (14.20% p.a. comparison rate), would equate to a total amount payable of $42,068 (including a $250 establishment fee and $13 monthly loan servicing fees).
1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.