Personal Loans

Latitude Personal Loans with Loans2Go

Your Loans2Go Benefits Code has been registered. Apply today and receive $0 Establishment Fee along with a $250 eGift Mastercard for approved and settled applications. Check your interest rate in 2 minutes with no impact to your credit score.

Loans2Go Benefits with a Latitude Personal Loan

$0 Establishment fee (normally $395 waived)
$250 eGift Mastercard on all settled loans
Choice of a fixed or variable loan
Flexible repayments
Check your rate

We’ll ask you a few quick questions about your circumstances and credit history to give you a personalised interest rate and repayment amount.

$
This won't affect your credit score

Interest Rates

Variable
Variable Rate
9.49
%
p.a.
^
to
29.99
%
p.a.
^
Comparison Rate
10.37
%
p.a.
*
to
30.69
%
p.a.
*
Fixed
Fixed Rate
9.49
%
p.a.
^
to
29.99
%
p.a.
^
Comparison Rate
10.37
%
p.a.
*
to
30.69
%
p.a.
*

Let's talk loan details


RateChoice of a Fixed or Variable loan

Loan amountsFrom $5,000

RepaymentsWeekly, fortnightly, monthly

Loan terms2 - 7 years
Secured and unsecured

Other benefitsFixed loan:
Rate and repayment fixed for the life of the loan
Variable loan:
No early termination fee

Other InformationLoans with a variable interest rate are subject to change throughout the duration of the loan

Fees & charges
Establishment Fee$395 $0
Loan Service Fee$13 per month
Payment handling fee for using BPAY®$1.95
Late Payment Fee:$45 In the event that you can’t make the minimum repayment by your agreed due date
Early Termination Fee:Fixed loan:
$500 up until the last 3 months of the loan term
Variable loan:
No early termination fee
Other InformationLoans with a variable interest rate are subject to change throughout the duration of the loan

How to apply

  1. Check your interest rate online in 2 minutes without impacting your credit score.
  2. Apply on this page and receive a response in 60 seconds.
  3. Provide required documents, such as banking statements and identification documents.
  4. Accept your loan contract digitally.
  5. After your application ia successful, funds approved and settled, Loans2Go will deliver a

    $250 BONUS

    eGift Mastercard to spend anywhere Mastercard is accepted (please allow up to 90 days for delivery).

Eligibility

You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed and earning at least $25,000 gross per annum
  • Be able to demonstrate a good credit history for the last 5 years
  • Be free from bankruptcy for the last 7 years

Important Information

Loans2Go distributes the contents of the Loans2Go Personal Loan Application Card as approved by Latitude Personal Finance Pty Ltd (ABN 54 008 443 810 Australian Credit Licence Number 392163).

Latitude Personal Finance Pty Ltd is the credit provider and issuer of the personal loan products referred under an agreement with Loans2Go across approved Australian retail channels. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.

Latitude Personal Finance Pty Ltd is responsible for the loan application, approval and funds settlement process. For a full set of Latitude personal loan terms & conditions, including eligibility and lending criteria, see their website for details. For the Target Market Determination for the Latitude Personal Loan, all eligibility and lending criteria please refer to the Latitude Personal Loan website

^ Approved customers only. Terms, conditions, fees and charges apply for Latitude Personal Loan. All applications are subject to lending and approval criteria.

Loan terms range from 2-7 years for Latitude Personal Loan.

Latitude Variable Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.37% p.a. to 30.69% p.a.).
Latitude Fixed Personal Loan rates range from 9.49% p.a. to 29.99% p.a. (comparison rates 10.37% p.a. to 30.69% p.a.).

* The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: A personal loan of $30,000 borrowed for 5 years with an interest rate of 15.99% p.a. (16.80% p.a. comparison rate), would equate to a total amount payable of $43,763 (including a $0 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments at any time, however, an early termination fee may apply on a Fixed loan up until the last 3 months of your loan term.

Latitude Financial Services recommends that you read the Terms and conditions and Privacy and Credit Reporting Policy of the website. In Australia, Latitude Financial Services includes: Latitude Financial Services Australia Holdings Pty Ltd (ABN 46 603 161 100); Latitude Finance Australia (ABN 42 008 583 588 Australian Credit Licence Number 392145); Latitude Personal Finance Pty Ltd (ABN 54 008 443 810 Australian Credit Licence Number 392163); and Latitude Automotive Financial Services (ABN 80 004 187 419 Australian Credit Licence Number 392178), trading as Latitude Financial Services. In New Zealand, the Latitude Group includes: Latitude Financial Services Limited (Company number 5624865). Latitude Financial Services, Level 18, 130 Lonsdale Street, Melbourne, Vic, 3000.