Low Rate Personal Loan

10.99%^ p.a. Comparison rate 12.21%* p.a.

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Fees & charges

Establishment fee$250
Loan service fee$13 per month
Australia Post payment handling fee$1.50
Payment handling fee$1.50

Late payment fee:$35
In the event that you can’t make the minimum
repayment by your agreed due date

Early termination fee:
Within the first half of your loan term$300
Within the second half of your loan term$0

About the loan

Fixed RateFor the life of the loan
Loan amountsFrom $20,000

RepaymentsWeekly, fortnightly, monthly

WhenChoose the day of the week your
repayments are deducted

Loan terms2 to 7 years
Loan typesSecured and unsecured

Other benefitsOptional loan protection insurance
Unlimited free disbursement
Extra repayments accepted¹


You must:
  • Be 18 years or over
  • Be a permanent Australian resident
  • Be currently employed
  • Borrow at least $20,000
  • Be a new Latitude Personal Loan customer
  • Be a homeowner or mortgage owner
  • Have an excellent credit rating
Important information

^ Approved customers only.  Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. Excellent credit rating as determined by Equifax.

* Comparison rate for the above product is based on an unsecured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.

The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term.

Fees and charges are payable and the calculations do not take these into account.