We’ve got you covered
Protection for you
Build your own plan with a range of covers to suit your needs and lifestyle.
Quick and easy application
Add insurance when you apply for your loan
2 payments in 1
Premium added to your loan so you only have one regular loan payment.
You’ll always pay the same regardless of your age, job or medical history.
Didn’t find what you were looking for?
Tailor your plan with one or more of the following covers
In the event of your death, we’ll pay out your remaining balance in full, up to $100,000.
Accidental Death Benefit
If your death is the result of an accident, an amount equal to your death benefit will be paid to your estate.
Disability Plus Cover
We’ll cover your repayments, up to $1,500 per month, if you can’t work due to sickness or injury. Waiting and qualifying periods may apply.
Cash Boost Benefit
If you become seriously ill, you could be eligible for a one-off cash boost benefit.
Involuntary Unemployment Cover
Involuntary Unemployment Cover
If you lose your job through no fault of your own, we’ll cover your repayments, up to $1,500 per month, until you find a job, or for a maximum of 6 months
Terms, limits and exclusions apply. Please refer to the Combined Financial Services Guide, Product Disclosure Statement and Policy.
This brochure is your guide to making a complaint about your insurance policy.
Safeguard your loan in 3 simple steps
Apply for a loan
Apply for a personal loan
We can take you through the benefits and features, so you can choose the plan that’s right for you.
If your loan is approved, you can then add insurance.
Need to make a claim?
We’re here to help you every step of the way.Let’s get started
Frequently asked questions
How do I cancel my policy?
Loan Protection Insurance is a completely optional insurance so you can cancel your policy at any time.
Cancelling within the 30 day cooling-off period:
For single and joint cover, if you change your mind after you buy Loan Protection insurance and you haven’t made a claim, you can cancel the entire policy, or components of the cover, by completing the cancellation form within 30 days of receipt of your policy document. We’ll credit the entire premium on the cancelled components of your policy, to your loan account to reduce the balance.
Cancelling after the cooling-off period:
For single or joint cover, you can cancel the entire policy, or components of your cover, at any time. You’ll need to complete the cancellation form. Cancellations take effect from the day we receive your request and we’ll credit your premium refund for the unused period of insurance to your loan account.
Please click here to access the cancellation form. If you have any questions, please call1800 734 583
The policy ends and we stop paying benefits, when the following happens:
- the period of insurance expires (this is shown in your Policy Schedule),
- your personal loan contract ends, or is discharged or refinanced,
- a death benefit is paid under the policy,
- your policy is cancelled, by you or us or by Latitude Personal Finance Pty Ltd,
- you are no longer an Australian resident (unless we agree to continue the policy).
You can make a claim by using our online claim form; or download, print out a claim form, complete it and send it back to us by fax or post.
You can also call us on 1800 800 230 and we can assist you – depending on the circumstances you may even be able to submit your claim over the phone.
How your claim is paid depends on the reason for the claim:
- The Death benefit and any monthly benefits under Disability Plus Cover or Involuntary Unemployment Cover are paid directly to your loan account to reduce or pay off the balance.
- The Cash Boost benefit is paid by cheque to you.
- The Accidental death benefit is paid to your estate.