Personal loan insurance

Guard yourself against the unexpected with Loan Protection from Latitude Insurance. You can apply for this cover when taking out your loan.

We’ve got you covered

Protection for you

Build your own plan with a range of covers to suit your needs and lifestyle.

Quick and easy application

Add insurance when you apply for your loan

2 payments in 1

Premium added to your loan so you only have one regular loan payment.

Fair’s fair

You’ll always pay the same regardless of your age, job or medical history.

Tailor your plan with one or more of the following covers

Death Cover

Death Benefit

In the event of your death, we’ll pay out your remaining balance in full, up to $100,000.

Accidental Death Benefit

If your death is the result of an accident, an amount equal to your death benefit will be paid to your estate.

Disability Plus Cover

Disability Plus

We’ll cover your repayments, up to $1,500 per month, if you can’t work due to sickness or injury. Waiting and qualifying periods may apply.

Cash Boost Benefit

If you become seriously ill, you could be eligible for a one-off cash boost benefit.

Involuntary Unemployment Cover

Involuntary Unemployment Cover

If you lose your job through no fault of your own, we’ll cover your repayments, up to $1,500 per month, until you find a job, or for a maximum of 6 months

Terms, limits and exclusions apply. Please refer to the Combined Financial Services Guide, Product Disclosure Statement and Policy.

This brochure is your guide to making a complaint about your insurance policy.

Safeguard your loan in 3 simple steps


Apply online

Apply for a personal loan


Discuss insurance

We can take you through the benefits and features, so you can choose the plan that’s right for you.



If your loan is approved, you can then add insurance.

Need to make a claim?

We're here to help every step of the way.

Frequently asked questions

Policy details


Important Information

Loan Protection insurance is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 (AFSL 243478) and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 (AFSL 243469). Any advice on this website does not take into account your personal objectives, financial situation or needs. You should consider if this advice is right for you and read the Combined Financial Services Guide, Product Disclosure Statement and Policy before deciding whether to acquire the product.