You could still get a great loan

We could help with one of our personal loan products.

To qualify for a car or motor loan your next car must be under 15 years old, and your motorbike, boat or other vehicle under 7 years old.

But our Personal Loans could help get you in the driver's seat.

Low Rate
Personal Loan

Fixed Rate (Secured)
9.99
%
p.a.
^
Comparison rate
11.22
%
p.a.
*
Fixed Rate (Unsecured)
10.99
%
p.a.
^
Comparison rate
12.21
%
p.a.
*

You must:

  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • borrow at least $20,000
  • be a new Latitude Personal Loan customer
  • be a homeowner or mortgage holder
  • have an excellent credit rating

About the loan

  • Loan terms from 1 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments

Personal
Loan

Secured from
12.99
%
p.a.
^
to
28.99
%
p.a.
^
Comparison rate
14.20
%
p.a.
*
to
30.13
%
p.a.
*
Unsecured from
13.99
%
p.a.
^
to
29.99
%
p.a.
^
Comparison rate
15.19
%
p.a.
*
to
31.13
%
p.a.
*

You must:

  • be 18 years or over
  • be currently employed
  • be a permanent Australian resident
  • be able to demonstrate a good credit history for the last 5 years
  • be free from bankruptcy for the last 7 years

About the loan

  • Loan amounts from $3,000
  • Loan terms from 1 - 7 years
  • Secured and unsecured loans
  • Fixed rate for the life of the loan
  • Weekly, fortnightly or monthly repayments

Important information

^Approved customers only. Terms, conditions, fees and charges apply for Latitude Low Rate Personal Loan and Latitude Personal Loan. Terms, conditions, fees and charges apply for Latitude Car and Motor Loan. All applications are subject to lending and approval criteria. For the Latitude Low Rate Personal Loan, Excellent Credit Rating is as determined by Equifax.

Latitude Low Rate Secured Personal Loan interest rate is 9.99% with a comparison rate of 11.22% p.a.

Latitude Low Rate Unsecured Personal Loan interest rate is 10.99% p.a. with a comparison rate of 12.21% p.a.

Latitude Personal Loan rates range from 12.99% p.a. to 28.99% p.a. for secured loans (comparison rates 14.20% p.a. to 30.13% p.a.) and 13.99% p.a. to 29.99% p.a. for unsecured loans (comparison rates 15.19% p.a. to 31.13% p.a.).

Latitude New and Used Car Loan rates are 6.99% p.a. and 9.99% p.a. (comparison rates 8.10% p.a. and 11.08% p.a.) and is available as a secured loan.

*The Comparison rate for the above products are based on $30,000 over 5 years.

WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).

Results from the calculators should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. The calculator should only be used as a guide to see how loan repayments can vary when you change the loan amount, interest rate and loan term. Fees and charges are payable and the calculators do not take these into account.

1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.