- Better comfort.
- Better kerb appeal.
- Get yourself into gear with a low rate personal loan today.
You can apply online or over the phone in just 10 minutes.
You can choose to pay off your loan weekly, fortnightly or monthly, plus you can even make additional repayments along the way.
We'll make sure your interest rate is fixed for the life of the loan.
You can use a Latitude loan for most purposes. This could be anything from a holiday, education expenses, car purchase or repairs, travel, home renovations, unexpected bills, debt consolidation or even a wedding. If you have something in mind, give us a call 1300 973 422 to discuss a solution that suits you.
Latitude Personal Loan
The minimum amount you can borrow for a Latitude Personal Loan is $3,000, with the maximum depending on your circumstances and current financial situation.
Latitude Low Rate Personal Loan
The minimum amount you can borrow for a Latitude Low Rate Personal Loan is $20,000.
You can opt to make weekly, fortnightly or monthly repayments by Direct Debit, BPAY® at Australia Post outlets.
Payment at Australia Post or via BPAY® will incur a payment handling fee.
BPAY® and the BPAY® logo are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518
In most cases, you can expect to receive a decision on your loan application in 1-2 working days.
Once your loan is approved and signed, your funds are usually available the next day or no more than two working days (depending on your circumstances).
At a minimum, you will need to:
Other credit and approval criteria will apply depending on your situation.Latitude Low Rate Personal Loan
At a minimum, you will need to:
Other credit and approval criteria will apply depending on your situation. In most cases, you can expect to receive a decision on your loan application in 1-2 working days.
Whether you need to provide security or not will vary depending on your personal circumstances and the loan amount you have applied for.
All our loans feature fixed interest rates, so repayment amounts stay the same throughout the life of the loan. Having this certainty makes budgeting easier and more manageable.
Interest is calculated daily and charged to your account on a monthly basis.
With a Latitude Low Rate Personal Loan, you can make extra payments whenever and however you like. Be aware that if you pay off your loan before you're halfway through your original term, you will be charged an early termination fee of $300. Payment handling fees of $1.50 apply when making extra repayments via BPAY®. BPAY and the BPAY logo are registered trademarks of BPAY Pty Ltd 69 079 137 518.
1Early termination fee applies.
^ Approved customers only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. Excellent credit rating as determined by Equifax.
* Comparison rate for the above product is based on an unsecured loan of $30,000 over 5 years.
WARNING: This comparison rate is true only the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).
1 You can make additional payments, however if you decide to make early or extra repayments, an early termination fee may apply.
The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and they do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term.
Fees and charges are payable and the calculations do not take these into account.