Budget planner

Better organised

Whilst budget planning may not be the most exciting prospect, setting a realistic budget – and sticking to it – will help you take control of your money in the long run.

Our simple budget planner helps you work through different expense types and prompts you to really think about where your money goes.

The summary view indicates your surplus and allows you to plan for the things you want such as a holiday or new furniture. Budgeting is a necessary evil but one we’ve tried to make better so you can get on with enjoying life.

Income Details

Frequency Amount Annual Amount
Net Salary
$
Net Bonuses
$
Investment Income
$
Allowances
$
Other Income
$
Subtotal for this page:

Living Expenses

Frequency Amount Annual Amount
Rent
$
Rates (council, water)
$
Utilities (electricity etc)
$
Phone & Internet
$
Home Maintenance
$
Groceries
$
Lunches & Coffees
$
Medical & Pharmaceutical
$
Beauty & Cosmetics
$
Clothes & Shoes
$
Education (fees, uniforms, childcare)
$
Pets
$
Other Expenses
$
Subtotal for this page:

Insurance & Superannuation

Frequency Amount Annual Amount
Life
$
Income Protection
$
Health
$
Superannuation
$
Home & Contents
$
Car
$
Business
$
Other (boat, caravan, trailer)
$
Subtotal for this page:

Loans & Credit Cards

Frequency Amount Annual Amount
Mortgage
$
Personal Loan Repayments
$
Credit Card #1 Repayments
$
Credit Card #2 Repayments
$
Credit Card #3 Repayments
$
Store Card Repayments
$
Other Loan Repayments
$
Subtotal for this page:

Transport & Motor Vehicle

Frequency Amount Annual Amount
Vehicle
$
Car Wash/ Detailing Services
$
Maintenance
$
Petrol
$
Parking
$
Public Transport
$
Other
$
Subtotal for this page:

Leisure & Entertainment

Frequency Amount Annual Amount
Holidays
$
Weekends
$
Restaurants & Takeaway
$
Sports, Hobbies and Memberships
$
Newspapers, Magazines and Books
$
Gifts (birthdays)
$
Salon/Barber
$
School Supplies
$
Other
$
Subtotal for this page:

Once-off Expenses

Amount Annual Amount
Home Improvements
$
Car Registration
$
Christmas
$
Other
$
Subtotal for this page:

Summary

Weekly Fortnightly Monthly Yearly
Income
Living Expenses
Insurance/Super
Loans
Transport
Leisure
Once-off
Surplus

Calculators and tools

Personal loan repayments

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

Calculate repayments

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.

Set up a budget

Car loan repayments

Eager to test drive but need to know your limits? Use our car loan calculator to work out your approximate repayments before you choose your wheels.

Calculate repayments

How to apply

Laptop with application screen open

Online application

Get started now and you’ll receive a response in 60 seconds.

Get started
Latitude Financial Representative

Talk to a Betterer

Call our team of Betterers Mon to Fri, 8am – 7pm (AEST)

Call 13 28 26
Important Information

Secured and unsecured personal loan repayment terms range from 2 to 7 years.

EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 9.99% p.a. (11.22% p.a. comparison rate), would equate to a total amount payable of $39,334 (including a $250 establishment fee and $13 monthly loan servicing fees).