Is Myer Visa right for you?
Score points for shopping at Myer
Earn 3 MYER one Shopping Credits for every dollar you spend at Myer⁺ or a Myer affiliate.˅
Score points for shopping everywhere else.
Get 1 MYER one Shopping Credit for every dollar you spend with a non-Myer affiliate.˄
Be rewarded for your spending
With a Myer Visa Card, you'll be linked to one of Australia's most popular reward programs, MYER one. Using your Myer Visa Card and MYER one Card together is the fastest way to earn MYER one Shopping Credits.
Reach 2000 MYER one Shopping Credits and we'll send you a $20 MYER one Reward Card. These are automatically mailed to you with your MYER one Member Quarterly Update, so there's no tricky redemption process to worry about.Other MYER one benefits include:
- Invitations to VIP shopping events
- Emporium magazine (free with any purchase)4
- Exclusive MYER one Member offers
Get up to 62 days interest-free on all Visa card purchases. ~
Interest rates and fees
|Additional cardholder fee||$9 per year for each additional cardholder|
|Account service fee||$2.50 (applied each month when you have an interest-free balance)|
|Cash advance fee||$1.95 or 3% of the cash advance or cash equivalent transaction, whichever is greater|
|International transaction fee||3% of the Australian dollar amount|
|International ATM fee||$4, on top of the cash advance fee|
|International over the counter fee||$5, on top of the cash advance fee|
|Payment handling fee||$2.50, which is not payable for payments made in-store at Myer, by mail, by direct debit or by BPAY.|
|Special promotion fee||$35, payable each time you make a special promotion purchase (unless the terms state that a fee will not be charged)|
Making the most of your Myer Visa
There are lots of ways to make your Myer Visa work for you.Discover them all
Take advantage of 12, 18 and 24-month interest-free payments plans from a range of retailers.View offers
Find a participating store near you and start you interest-free spending spree today.Find a store
3 steps to enjoying your own Myer Visa Card
Check your eligibility and complete your application in less than 10 minutes.
Get your approval
We will give you a response on your application in under 60 seconds.
Get your card
If approved, you’ll be able to shop with your account number straight away.
Cover yourself with credit card insurance
To be eligible, you must be:
- At least 18 years of age
- A permanent resident of Australia
- Intending to stay in Australia for the next 12 months with visa permission
- Earning a net income of $15,000 p.a. or more
And make sure you provide the following:
- Driver’s licence, passport or proof of age card
- Details of your income and employment
- Proof of address
- Landlord details (if renting)
Frequently Asked Questions
Application and activation
Like most financial institutions, we work on a credit check system and we consider if the card is unsuitable for you given all the circumstances. We also need to make sure we are identifying the right person, to prevent fraud. We take many things into consideration when reviewing an application. And, while we don’t disclose the specific details of our criteria, if you’re declined we’ll let you know in writing.
If you apply online and provide all the necessary information, we can give an answer on your application within 60 seconds in most instances.In some instances further information may be required to process an application. If further information is required we will inform you during the application process.
You will need to activate your card before you start to use it. (This helps us ensure the right person has received your card). Don't forget to sign your card immediately.To activate your card call 1300 783 520. When you are activating your card, please follow the prompts to select your own Personal Identification Number (PIN). After this your card will be ready for use.
Your Myer Visa Card is linked to the MYER one rewards program. You should present both your MYER one card and your Myer Visa Card to earn maximum Shopping Credits at Myer and affiliates.
As a Myer Visa Card holder you’ll earn 3 MYER one Shopping Credits for every dollar spent at Myer. To earn a total of 3 MYER one Shopping Credits at Myer, your MYER one Card and Myer Visa Card must be presented. Excludes Gift Card purchases, lay-by, credit card payments and purchases at some food and service outlets.
Up to 3 MYER one Shopping Credits for every dollar spent with an affiliate. To earn maximum MYER one Shopping Credits, MYER one Card and Myer Visa Card must be presented together. See myeroneaffiliates.com.au for affiliates listing and terms and conditions.
1 Shopping Credit everywhere else Visa is accepted.MYER one Shopping Credits earned outside of Myer are capped at 2,000 per month. MYER one Shopping Credits are not earned on cash advances. Cash equivalent transactions, balance transfers, balance protection insurance premiums and interest, fees and charges.
Your credit limit
To request a credit limit increase simply log on to the Online Service Centre or call our Customer Solutions Team on 1300 783 520. You may be required to submit supporting documentation with your credit limit request.
You may not be able to make some transactions while your account remains over limit. If you receive an alert, you should check your balance by logging in to the Online Service Centre. If you haven’t registered for the Online Service Centre, registration takes about 5 minutes. Have your latest statement handy when you register. Register now.
Recent changes in legislation require us to have your consent before sending you invitations to apply for a higher credit limit. Your ‘opt in’ will allow us to send you invitations to apply to increase your credit limit when you’re eligible. If you later want to withdraw your consent, you can do this by calling our Customer Solutions team on 1300 783 520.
You may receive an invitation once every three months.
Managing your account
The Myer Visa Card Online Service Centre allows you to manage your account at a time that suits you. This service allows you to check your account status and transaction history, maintain your account profile, make BPAY® payments and request a credit limit increase. You can also access and print up to 7 years of statements.
You can register for Online Service Centre here.
The easiest way to change/update your contact details is through the Online Service Centre. Once logged in, you can change your details under Manage My Details. If you’re not yet registered, register now. Alternatively you can call us on 1300 783 520.
If you’d like to change your PIN to something easier to remember, simply call us on 1300 783 520. Be sure to have a pen and paper handy and your card number then follow instructions to choose your own 4 digit PIN.