Get $100 credit back

When you sign up for a new Latitude Gem Visa credit card and spend $500 on everyday purchases from 60 days of approval. Excludes long-term Interest Free payment plans.

Approved customers only3. T&Cs, fees and charges apply. Offer ends 31 May 2024.
Clearscore Offer

Be rewarded as a savvy shopper. Let's go!

Latitude Gem Visa is a credit card made for shopping. Now for a limited time only we're giving ClearScore members room in their monthly budget with credit back into their account3. Note credit will appear on your statement within 4 months of your approval date.

Key advantages of Latitude Gem Visa

Interest Free payment plans at thousands of stores.

Interest Free payment plans at thousands of stores.

Plans from 6–60 months. Perfect for bigger purchases.

Find out more
Instant 6 months Interest Free on purchases $250 and over.

Instant 6 months Interest Free on purchases $250 and over.

Anywhere, anytime with your Latitude Gem Visa.

Icon-Raised-Fist
Pay off early. No worries.

Want to pay off your Interest Free plan early? Go for it, there are no penalties.

The perfect card, everyday.

The Latitude Gem Visa offers up to 55 days interest free1 on everyday purchases, so it's the perfect go-to card for your everyday spending too.

Ready, set, tap.

With our instant cardless payment feature, you can start shopping from your phone in minutes.

Group 34
Managing your account made easy.

The Latitude App makes it easier than ever to track spending and manage repayments.

Rates & Fees

0%

for 6 months on everyday purchases $250 and over

0%

on Interest Free Payment Plans

0%

up to 55 days interest free1 on everyday purchases

27.49

%
p.a.
interest rate on everyday purchases+

$9.95

monthly account service fee (subject to change)

Let's do this.

  1. Apply online
    You can check your eligibility and apply in 10 minutes.
  2. Wait a minute
    60 seconds is all it takes for us to respond to your application.
  3. Ready, set, shop
    Set up your card in your digital wallet and start shopping today!

Eligibility

You must be:
  • Over 18 years of age
  • A resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
Able to supply:
  • Your driver's licence, passport or Medicare card
  • Details of your income, living expenses & debts

We're here to help

For FAQs, useful information and quick and easy forms

Important information

Visa and the Visa brand are registered trademarks of Visa International.

1 To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.

2 Offer may be extended or withdrawn and is only available via the Latitude App. Exclusions and T&Cs apply. See the Latitude dedicated page to learn more.

3 Approved customers only. You can only qualify once for this offer. Offer ends 31 May 2024. To qualify, you must be approved and fulfil on the terms of the offer by spending $500 or more on everyday purchases within 60 days of your credit card approval. Everyday purchases do not include cash advances, cash equivalent transactions, credit fees or charges, credits, refunds, reimbursements, Interest Free promotional plan(s) or interest into your account. Your account credit will appear on your statement within 4 months of your approval date. Your account must be open and not in default of the credit contract when the credit is applied to your account.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.

® Registered to BPAY Pty Ltd ABN 69 079 137 518