Already using CreditLine?
Don’t forget these great features.
Interest free deals
Enjoy interest free deals at over 10,000 stores and healthcare providers Australia wide.
Swipe to pay for anything you like (up to your credit limit) wherever CreditLine is accepted. You can also withdraw cash from ATMs and EFTPOS terminals*
Shopper’s Protection insurance
Protect your CreditLine card and purchases with optional insurance cover.
Buy now, pay later
Take advantage of 6, 12 and 24 month interest free promotions.
Interest rates and fees
|Account service fee||$4.95|
|Replacement card fee||$0|
|Paper statements||$2.50 per statement|
|Cash advance fee||$5 for over the counter cash withdrawals at Westpac only|
|Direct credit advance fee||$3 or 3% of the credit advance, whichever is greater. You’ll never pay more than $30|
|Minimum payment||$25 or 3% of the balance or the balance if less than $25|
|ATM cash advance or withdrawal fee||$3 or 3% of the cash advance, whichever is greater|
|EFTPOS withdrawal fee||85c|
|Giropost withdrawal fee||85c|
|Westpac over the counter fee||$1.85|
|Payment handling fee||$2.50 (in person)
Manage your account online
Keep track of your payments
Access your account from anywhere at anytime.
Keep us in the loop with any changes to your personal information.
Never miss a payment
Opt-in to receive email reminders when your payment is due.
Frequently Asked Questions
Your credit limit
Managing your account
* Remember that cash withdrawals attract interest from the date of withdrawal/purchase.