We’re no longer accepting CareCredit applications. Instead, check out our Gem Visa card that offers the convenience of an everyday card, combined with the flexibility of interest free deals.

Already using CareCredit?
Don’t forget these great features.

A card to manage your healthcare expenses

Using a payment plan option across various practices, including for dentistry, vision care, laser hair removal and non-surgical cosmetic treatments, means you can get the treatment now and pay for it over time.

Streamlined rates and fees

Our rates are easy to understand and you’ll only have to pay one, small and manageable monthly account keeping fee.

Interest free deals

Enjoy interest free finance at a number of healthcare providers Australia wide.

Interest rates and fees

Interest rates:
20.40 % p.a.
interest rate
24.40 % p.a.
cash rate

Manage your account online

Keep track of your payments

Access your account from anywhere at anytime.

Stay up-to-date

Keep us in the loop with any changes to your personal information.

Never miss a payment

Opt-in to receive email reminders when your payment is due.

Frequently Asked Questions

Your credit limit

Managing your account