28 Degrees Platinum MasterCard

With no international transaction fees on purchases or currency conversion fees, you’ll have the whole world at your feet with this Platinum MasterCard designed to help you travel with ease.

Is 28 Degrees Platinum MasterCard right for you?

Spend freely anywhere

Shop worldwide with no international transaction fees on purchases or currency conversion fees.

24/7 worldwide concierge

Let us take care of the finer details of your trip by booking restaurants, tours and more.

Ideal for online shoppers

All your travel benefits apply online so you can shop freely wherever you want.

Safeguard your spending

Take the worry out of shopping overseas with
to suit you.

Interest rates and fees

Interest rates:
21.99 % p.a.
standard purchase interest rate
21.99 % p.a.
on cash advances
Fees:

Making the most of your

Everyday use

There are lots of ways to make your work for you.

Special offers

Take advantage of 12, 18 and 24-month Interest Free payments plans from a range of retailers.

Start shopping

Find a participating store near you and start you Interest Free spending spree today.

Special offers

Get exclusive offers and exciting experiences from MasterCard.

Travel inspiration

Discover your next escape with advice and travel tips from the most experienced travel writers and destination guides.

3 steps to enjoying your own

Apply online

Check your eligibility and complete your application in less than 10 minutes.

Get your approval

We will give you a response on your application in under 60 seconds.

Get your card

If approved, you’ll be able to shop with your account number straight away.

Special offers

Get exclusive offers and exciting experiences from MasterCard.

Travel inspiration

Discover your next escape with advice and travel tips from the most experienced travel writers and destination guides.

Application checklist:

To be eligible, you must be:
  • At least 18 years of age
  • A permanent resident of Australia
And make sure you provide the following:
  • Driver’s licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's name and contact number

Cover yourself with credit card insurance

You never know what’s going to happen down the track, so why not take out insurance to protect yourself against the unexpected. Apply for this cover as part of your application or at any time after by calling us.
Free call on 1800 800 230.

Frequently Asked Questions

Application and activation

Your credit limit

Managing your account

Important Information

Buyer’s Protection is issued by Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 and Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469. Any advice on this website does not take into account your personal objectives, financial situation or needs. You should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, and read the relevant Product Disclosure Statement (PDS) before deciding whether to purchase this product.