Ready to get started?

With PicStarter, you’re just
one button away from better.

Follow these easy steps to get your loan application up and running:

Use your smartphone to snap what it is you want – a better car, better holiday, better whatever.

Send it to 0401 77 66 55

Answer some simple questions via text – things like how much you want to borrow and how long for.

We’ll use your answers to fill out parts of your application form and suss out the right loan for you.

Then one of our Betterers will call you to chat through the options and next steps.

Prefer to do it all online?
You can start your application here too or call us on 1300 436 436

Better things begin with better options

Already know how much you want to borrow and how long for? 
Take a look at our great loan rates.

Latitude Low Rate Personal Loan

Secured from 10.99%^ p.a.
Comparison Rate 12.21%* p.a.

fixed rate
10.99 % p.a.^
12.21 % p.a.*
comparison rate
To qualify you’ll:
  • be a new personal loan customer
  • borrow a minimum of $20,000
  • be a homeowner or mortgage holder
  • have an excellent credit rating

Latitude Personal Loan

Secured from 12.99%^ p.a.
Comparison Rate 14.20%* p.a.

secured from
12.99 % p.a.^
14.20 % p.a.*
comparison rate
Our everyday personal loan offers:
  • Secured loans from 12.99% p.a. to 28.99% p.a. (comparison rate 14.20% to 30.13%^)
  • Unsecured loans from 13.99%^ to 29.99%^ p.a. (15.19%* to 31.13%* p.a. comparison rate)
  • Borrow a minimum of $3,000

Latitude Car and Motor Loan

Fixed rate from 6.99% p.a^
Comparison rate 8.10%*

6.99 % p.a.^
8.10 % p.a.*
comparison rate
Our car loan at a glance:
  • Interest rates from 6.99% p.a to 14.99% p.a (comparison rate 8.10% to 16.06%*)
  • Covers cars up to 20 years of age at end of loan personal watercraft up to 12 years of age at end of loan
  • Borrow a minimum of $5,000 ($3,000 for motorbikes)

*Approved customers only. Terms, conditions, fees and charges apply. Interest rate depends on a number of factors including the information that you provide and our assessment of your application and are subject to change. If approved, we will confirm your actual interest rate in your loan contract. Credit provided by Latitude Personal Finance Pty Ltd ABN 54 008 443 810, Australia Credit Licence 392163. ^Comparison rate based on a loan of $30,000 over 5 years. WARNING: These comparison rates are truly only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. If approved, we will confirm your actual interest rate in your loan contract.

If you’re still undecided, here’s more information about our full range of loans.

Calculate your finances

Personal loan repayments

Use our loan calculator to work out your approximate repayments before you apply for a personal loan.

Car & motor loan repayments

Use our handy calculator to determine what your repayments may be on that new car, motorbike or boat.

Budget planner

Not sure how far the budget will stretch? Take a look at our budget planner. It’ll help work out how much you can afford to repay.