David Gelbak

David Gelbak

Executive General Manager, International (NZ & Asia ) & Acting Pay

David has responsibility for driving our international expansion through our Asian business, continuing to lead our important New Zealand operations and the reinvention of our successful 28 Degrees travel card.

David was previously Chief Country Officer for New Zealand, with responsibility for all New Zealand business operations and customer experience, as well as Latitude‘s product portfolio including Sales Finance, Credit Cards, Personal Loans and Genoapay (BNPL). Prior to that David held the role of Managing Director – Commercial in Australia with P&L responsibilities across Credit Cards, Personal Loans and instalments with functional responsibilities across Product, Marketing, Digital and Customer Experience.

David has 22 years‘ experience in General Management, Digital, Product, Business Development and Marketing roles and attended Monash University graduating with a Bachelor of Business Marketing. He also has a Diploma in Advanced Market Research from The Market Research Society of Australia.

Our leadership team

Ahmed Fahour
Ahmed Fahour

Managing Director and
Chief Executive Officer

Paul Varro
Paul Varro

CFO and Executive General Manager,
Risk and Finance

Andrew Walduck
Andrew Walduck

Chief Operating Officer

Jo Mikleus
Jo Mikleus

Executive General Manager,
Insurance

David Gelbak
David Gelbak

Executive General Manager
International (NZ & Asia ) & Acting Pay

Chris Blake
Chris Blake

Executive General Manager,
Corporate Services

Bob Belan
Bob Belan

Executive General Manager,
Money